/* ============================================================
   SAHARA NEPAL — Premium Banking Stylesheet v3.0
   ============================================================ */

/* ─── GOOGLE FONTS ─────────────────────────────────────────── */
@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@400;500;600;700;800&display=swap');

/* ─── CSS VARIABLES ─────────────────────────────────────────── */
:root {
  --primary:       #0B7A33;
  --primary-dark:  #065F46;
  --primary-light: #16a34a;
  --primary-pale:  #f0fdf4;
  --gold:          #F4B400;
  --gold-dark:     #d4a017;
  --gold-light:    #FEF9C3;
  --navy:          #0f172a;
  --navy-2:        #1e293b;
  --white:         #ffffff;
  --gray-50:       #F8FAFC;
  --gray-100:      #F1F5F9;
  --text:          #111827;
  --text-2:        #374151;
  --text-3:        #6B7280;
  --border:        #E5E7EB;
  --shadow-xs:     0 1px 3px rgba(0,0,0,0.06);
  --shadow-sm:     0 2px 10px rgba(0,0,0,0.08);
  --shadow-md:     0 4px 24px rgba(0,0,0,0.10);
  --shadow-lg:     0 8px 48px rgba(0,0,0,0.14);
  --shadow-green:  0 4px 20px rgba(11,122,51,0.22);
  --shadow-gold:   0 4px 20px rgba(244,180,0,0.30);
  --r-sm:  8px;
  --r-md:  14px;
  --r-lg:  20px;
  --r-xl:  28px;
  --r-full:9999px;
  --ease:  cubic-bezier(0.4,0,0.2,1);
  --dur:   0.28s;
}

/* ─── RESET ──────────────────────────────────────────────────── */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:'Plus Jakarta Sans',sans-serif;color:var(--text);background:var(--white);font-size:15px;line-height:1.65;overflow-x:hidden;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none;transition:color var(--dur) var(--ease),background var(--dur) var(--ease),transform var(--dur) var(--ease),box-shadow var(--dur) var(--ease),opacity var(--dur) var(--ease)}
img{max-width:100%;display:block;object-fit:cover}
ul{list-style:none}
button{cursor:pointer;border:none;background:none;font-family:inherit}
input,textarea,select{font-family:inherit;outline:none}

/* ─── LAYOUT ─────────────────────────────────────────────────── */
.container{max-width:1220px;margin:0 auto;padding:0 24px}
.section-pad{padding:84px 0}
.section-pad-sm{padding:56px 0}
.sec-row{display:flex;align-items:flex-end;justify-content:space-between;margin-bottom:44px;gap:16px;flex-wrap:wrap}
.view-all{display:inline-flex;align-items:center;gap:6px;color:var(--primary);font-size:13.5px;font-weight:700;padding:9px 20px;border-radius:var(--r-full);border:2px solid var(--primary-pale);background:var(--primary-pale);transition:all var(--dur);white-space:nowrap}
.view-all:hover{background:var(--primary);color:#fff;border-color:var(--primary)}

/* ─── ANIMATIONS ─────────────────────────────────────────────── */
@keyframes fadeIn{from{opacity:0}to{opacity:1}}
@keyframes fadeOut{from{opacity:1}to{opacity:0}}
@keyframes slideUp{from{opacity:0;transform:translateY(22px)}to{opacity:1;transform:translateY(0)}}
@keyframes slideDown{from{opacity:0;transform:translateY(-12px)}to{opacity:1;transform:translateY(0)}}
@keyframes fadeInLeft{from{opacity:0;transform:translateX(-24px)}to{opacity:1;transform:translateX(0)}}
@keyframes fadeInRight{from{opacity:0;transform:translateX(24px)}to{opacity:1;transform:translateX(0)}}
@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-10px)}}
@keyframes floatSlow{0%,100%{transform:translateY(0) rotate(0deg)}50%{transform:translateY(-14px) rotate(2deg)}}
@keyframes shimmer{0%{background-position:-200% 0}100%{background-position:200% 0}}
@keyframes pulse{0%,100%{opacity:1;transform:scale(1)}50%{opacity:0.7;transform:scale(0.97)}}
@keyframes ripple{to{transform:scale(4);opacity:0}}
@keyframes marqueeLeft{0%{transform:translateX(0)}100%{transform:translateX(-50%)}}
@keyframes marqueeScroll{0%{transform:translateX(100%)}100%{transform:translateX(-100%)}}
@keyframes spinSlow{from{transform:rotate(0deg)}to{transform:rotate(360deg)}}
@keyframes progressBar{from{width:0%}to{width:100%}}
@keyframes badgePop{0%{transform:scale(0.7);opacity:0}80%{transform:scale(1.15)}100%{transform:scale(1);opacity:1}}

/* Scroll-triggered animation classes */
.animate-fadeUp{opacity:0;transform:translateY(30px);transition:opacity 0.65s var(--ease),transform 0.65s var(--ease)}
.animate-fadeUp.visible{opacity:1;transform:translateY(0)}
.animate-fadeLeft{opacity:0;transform:translateX(-30px);transition:opacity 0.65s var(--ease),transform 0.65s var(--ease)}
.animate-fadeLeft.visible{opacity:1;transform:translateX(0)}
.animate-fadeRight{opacity:0;transform:translateX(30px);transition:opacity 0.65s var(--ease),transform 0.65s var(--ease)}
.animate-fadeRight.visible{opacity:1;transform:translateX(0)}
.fade-up{opacity:0;transform:translateY(28px);transition:opacity 0.6s var(--ease),transform 0.6s var(--ease)}
.fade-up.visible{opacity:1;transform:translateY(0)}

/* ─── SECTION HEADER ─────────────────────────────────────────── */
.sec-head{text-align:center;margin-bottom:52px}
.sec-head-left{text-align:left}
.sec-badge{display:inline-flex;align-items:center;gap:6px;background:var(--primary-pale);color:var(--primary);font-size:11.5px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;padding:5px 14px;border-radius:var(--r-full);margin-bottom:12px;border:1.5px solid rgba(11,122,51,0.15)}
.sec-head h2{font-size:34px;font-weight:800;color:var(--text);line-height:1.2;margin-bottom:12px;letter-spacing:-0.5px}
.sec-head p{color:var(--text-3);max-width:540px;margin:0 auto;font-size:15px}
.sec-head-left p{margin:0}
.sec-line{display:flex;gap:4px;margin:14px auto 0;width:fit-content}
.sec-head-left .sec-line{margin-left:0}
.sec-line span:nth-child(1){width:32px;height:4px;background:var(--primary);border-radius:2px}
.sec-line span:nth-child(2){width:10px;height:4px;background:var(--gold);border-radius:2px}
.sec-line span:nth-child(3){width:6px;height:4px;background:var(--primary-light);border-radius:2px}

/* ─── SKIP LINK ──────────────────────────────────────────────── */
.skip-link{position:absolute;top:-60px;left:0;background:var(--primary);color:#fff;padding:10px 18px;border-radius:0 0 var(--r-sm) 0;font-size:13px;font-weight:600;z-index:9999;transition:top 0.2s}
.skip-link:focus{top:0}

/* ─── TOPBAR ─────────────────────────────────────────────────── */
.topbar{background:#064e3b;color:rgba(255,255,255,0.9);font-size:12px;padding:8px 0;position:relative;z-index:200}
.topbar::after{content:'';position:absolute;bottom:0;left:0;right:0;height:1px;background:linear-gradient(90deg,transparent,rgba(255,255,255,0.15),transparent)}
.topbar-inner{display:flex;justify-content:space-between;align-items:center;gap:24px}
.topbar-welcome{display:flex;align-items:center;gap:8px;font-weight:600;letter-spacing:.1px;color:rgba(255,255,255,.86)}
.topbar-welcome i{color:#fde68a}
.topbar-marquee{flex:1;overflow:hidden;white-space:nowrap;mask-image:linear-gradient(90deg,transparent,black 5%,black 95%,transparent);-webkit-mask-image:linear-gradient(90deg,transparent,black 5%,black 95%,transparent)}
.topbar-marquee .marquee-track{display:inline-block;animation:marqueeScroll 65s linear infinite}
.topbar-marquee a{color:var(--gold-light);font-weight:600;margin:0 10px;transition:color var(--dur)}
.topbar-marquee a:hover{color:#fff}
.topbar-right{display:flex;gap:12px;align-items:center;flex-shrink:0}
.topbar-right a{color:rgba(255,255,255,0.8);font-size:12px;display:flex;align-items:center;gap:5px;transition:color var(--dur)}
.topbar-right a:hover{color:var(--gold-light)}
.topbar-right .sep{width:1px;height:14px;background:rgba(255,255,255,.2)}
.topbar-social{display:flex;align-items:center;gap:4px}
.topbar-social a{width:27px;height:27px;justify-content:center;border-radius:50%}
.topbar-social a:hover{background:rgba(255,255,255,.12)}
.lang-switcher{display:flex;align-items:center;gap:2px;background:rgba(255,255,255,0.1);border-radius:var(--r-full);padding:2px 4px;border:1px solid rgba(255,255,255,0.15)}
.lang-switcher button{padding:2px 8px;border-radius:var(--r-full);font-size:11px;font-weight:700;color:rgba(255,255,255,0.7);transition:all var(--dur);cursor:pointer;background:none;border:none}
.lang-switcher button.active,.lang-switcher button:hover{background:rgba(255,255,255,0.2);color:#fff}

/* ─── HEADER ─────────────────────────────────────────────────── */
.site-header{background:var(--white);border-bottom:1px solid rgba(15,23,42,.08);position:relative;z-index:1000;box-shadow:0 5px 24px rgba(15,23,42,.06)}
.site-header>.container{max-width:1480px}
.header-inner{display:flex;align-items:center;justify-content:space-between;min-height:96px;padding:8px 0;gap:18px}
.logo-area{display:flex;align-items:center;gap:12px;flex-shrink:0}

/* ====== CHANGED: BIGGER LOGO ====== */
.logo-img-wrap{width:auto;height:auto;border-radius:0;background:transparent;display:flex;align-items:center;justify-content:center;padding:0;overflow:visible;flex-shrink:0;box-shadow:none}
.logo-img-wrap img{width:245px;height:76px;border-radius:0;object-fit:contain;max-width:none;max-height:none}

.logo-text h1{font-size:17px;font-weight:800;color:var(--primary-dark);line-height:1.2;letter-spacing:-0.3px}
.logo-text span{font-size:10.5px;color:var(--text-3);line-height:1.3;display:block;font-weight:500}

/* ─── MAIN NAVIGATION ────────────────────────────────────────── */
nav[aria-label="Main navigation"]{flex:1;display:flex;justify-content:center}
.main-nav{display:flex;align-items:center;gap:0}
.main-nav>li{position:relative}
.main-nav>li>a{
  display:flex;align-items:center;gap:4px;
  padding:8px 11px;
  font-size:14px;font-weight:600;
  color:#374151;
  white-space:nowrap;
  background:none !important;
  border:none;
  border-bottom:2px solid transparent;
  transition:color 0.2s,border-color 0.2s;
}
.main-nav>li>a .nav-arrow{font-size:8px;opacity:0.4;transition:transform 0.2s}
.main-nav>li:hover>a{color:#0B7A33;border-bottom-color:#0B7A33}
.main-nav>li.active>a{color:#0B7A33 !important;font-weight:700;border-bottom-color:#0B7A33 !important}
.main-nav>li:hover>a .nav-arrow{transform:rotate(180deg)}

/* ─── DROPDOWN MENUS ─────────────────────────────────────────── */
.has-dropdown .dropdown-menu{position:absolute;top:calc(100% + 10px);left:0;background:var(--white);border-radius:var(--r-lg);box-shadow:0 20px 60px rgba(0,0,0,0.13),0 4px 16px rgba(0,0,0,0.06);min-width:240px;padding:8px;opacity:0;visibility:hidden;transform:translateY(12px) scale(0.97);transition:all 0.22s var(--ease);z-index:2000;border:1px solid var(--border)}
.has-dropdown:hover .dropdown-menu{opacity:1;visibility:visible;transform:translateY(0) scale(1)}
.dropdown-menu li a{display:flex;align-items:center;gap:10px;padding:10px 14px;font-size:13px;color:var(--text-2);border-radius:var(--r-sm);transition:all var(--dur)}
.dropdown-menu li a:hover{color:var(--primary);background:var(--primary-pale);padding-left:18px}
.dropdown-menu li a i{color:var(--primary);width:16px;text-align:center;font-size:13px;flex-shrink:0}

/* ─── MEGA MENU ──────────────────────────────────────────────── */
.has-mega{position:static}
.mega-menu{position:absolute;top:calc(100% + 10px);left:50%;transform:translateX(-50%) translateY(12px) scale(0.97);width:min(1100px,96vw);background:var(--white);border-radius:var(--r-xl);box-shadow:0 24px 80px rgba(0,0,0,0.15),0 6px 20px rgba(0,0,0,0.07);padding:0;opacity:0;visibility:hidden;transition:all 0.25s var(--ease);z-index:2000;border:1px solid var(--border);overflow:hidden}
.has-mega:hover .mega-menu{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0) scale(1)}
.mega-menu-inner{display:grid;gap:0}
.mega-menu-cols{display:grid;gap:0;padding:28px 28px 24px}
.mega-col{padding:0 20px 0 0;border-right:1px solid var(--border)}
.mega-col:last-child{border-right:none}
.mega-col-title{font-size:10.5px;font-weight:800;text-transform:uppercase;letter-spacing:1.5px;color:var(--text-3);margin-bottom:14px;padding-bottom:8px;border-bottom:1.5px solid var(--primary-pale)}
.mega-col ul{display:flex;flex-direction:column;gap:2px}
.mega-col ul li a{display:flex;align-items:center;gap:9px;padding:8px 10px;font-size:13px;color:var(--text-2);border-radius:var(--r-sm);transition:all var(--dur);font-weight:500}
.mega-col ul li a:hover{color:var(--primary);background:var(--primary-pale);padding-left:14px}
.mega-col ul li a i{color:var(--primary);width:14px;font-size:12px;flex-shrink:0;opacity:0.7}
.mega-col ul li a:hover i{opacity:1}

/* Mega menu footer bar */
.mega-footer{background:var(--gray-50);border-top:1px solid var(--border);padding:16px 28px;display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap}
.mega-footer-links{display:flex;gap:8px;flex-wrap:wrap}
.mega-footer-links a{font-size:12.5px;color:var(--text-3);font-weight:600;padding:5px 12px;border-radius:var(--r-full);background:var(--white);border:1px solid var(--border);transition:all var(--dur)}
.mega-footer-links a:hover{color:var(--primary);border-color:var(--primary);background:var(--primary-pale)}
.mega-cta-btn{background:linear-gradient(135deg,var(--primary-dark),var(--primary));color:#fff;padding:9px 22px;border-radius:var(--r-full);font-size:13px;font-weight:700;display:flex;align-items:center;gap:7px;transition:all var(--dur);box-shadow:var(--shadow-green)}
.mega-cta-btn:hover{transform:translateY(-2px);box-shadow:0 8px 24px rgba(11,122,51,0.35)}

/* Featured card inside mega menu */
.mega-featured{background:linear-gradient(135deg,var(--primary-dark),var(--primary));border-radius:var(--r-lg);padding:22px 20px;color:#fff;position:relative;overflow:hidden}
.mega-featured::before{content:'';position:absolute;top:-30px;right:-30px;width:120px;height:120px;border-radius:50%;background:rgba(255,255,255,0.07)}
.mega-featured .mf-icon{width:48px;height:48px;background:rgba(255,255,255,0.15);border-radius:14px;display:flex;align-items:center;justify-content:center;font-size:20px;margin-bottom:14px}
.mega-featured h4{font-size:16px;font-weight:800;margin-bottom:6px}
.mega-featured p{font-size:12.5px;opacity:0.8;line-height:1.5;margin-bottom:16px}
.mega-featured a{display:inline-flex;align-items:center;gap:6px;background:rgba(255,255,255,0.2);color:#fff;padding:9px 18px;border-radius:var(--r-full);font-size:12.5px;font-weight:700;border:1px solid rgba(255,255,255,0.3);transition:background var(--dur)}
.mega-featured a:hover{background:rgba(255,255,255,0.3)}

/* ─── HEADER ACTIONS ─────────────────────────────────────────── */
.header-actions{display:flex;align-items:center;gap:7px;flex-shrink:0}
.header-icon-btn{width:38px;height:38px;border-radius:var(--r-sm);background:var(--gray-100);color:var(--text-2);display:flex;align-items:center;justify-content:center;font-size:15px;cursor:pointer;transition:all var(--dur);position:relative;border:1px solid var(--border)}
.header-icon-btn:hover{background:var(--primary-pale);color:var(--primary);border-color:rgba(11,122,51,0.2)}
.notif-badge{position:absolute;top:4px;right:4px;width:8px;height:8px;background:#ef4444;border-radius:50%;border:2px solid #fff;animation:badgePop 0.4s var(--ease) both}
.btn-login{background:var(--gold);color:var(--navy);padding:9px 18px;border-radius:var(--r-full);font-size:13px;font-weight:700;display:flex;align-items:center;gap:6px;transition:all var(--dur);box-shadow:var(--shadow-gold)}
.btn-login:hover{background:var(--gold-dark);transform:translateY(-1px);box-shadow:0 6px 20px rgba(244,180,0,0.4)}
.btn-member{background:linear-gradient(135deg,var(--primary-dark),var(--primary-light));color:#fff;padding:9px 18px;border-radius:var(--r-full);font-size:13px;font-weight:700;display:flex;align-items:center;gap:6px;transition:all var(--dur);box-shadow:var(--shadow-green)}
.btn-member:hover{transform:translateY(-1px);box-shadow:0 6px 22px rgba(11,122,51,0.4)}
.certification-badge{flex-shrink:0;margin-left:3px;padding-left:10px;border-left:1px solid var(--border)}
.certification-badge img{width:64px;height:64px;object-fit:contain}
.hamburger{display:none;flex-direction:column;gap:5px;padding:8px;cursor:pointer;background:var(--gray-100);border-radius:var(--r-sm);border:1px solid var(--border)}
.hamburger span{display:block;height:2px;width:22px;background:var(--text-2);border-radius:2px;transition:all var(--dur)}

/* Search overlay */
.search-overlay{position:fixed;inset:0;background:rgba(0,0,0,0.7);backdrop-filter:blur(8px);z-index:9000;display:none;align-items:flex-start;justify-content:center;padding-top:120px;animation:fadeIn 0.2s var(--ease)}
.search-overlay.open{display:flex}
.search-box{background:var(--white);border-radius:var(--r-xl);padding:28px;width:min(640px,94vw);box-shadow:var(--shadow-lg);animation:slideUp 0.3s var(--ease)}
.search-box h3{font-size:18px;font-weight:800;color:var(--text);margin-bottom:18px}
.search-input-wrap{display:flex;gap:10px}
.search-input-wrap input{flex:1;padding:14px 18px;border:2px solid var(--border);border-radius:var(--r-md);font-size:15px;transition:border-color var(--dur)}
.search-input-wrap input:focus{border-color:var(--primary)}
.search-input-wrap button{background:var(--primary);color:#fff;padding:14px 24px;border-radius:var(--r-md);font-size:14px;font-weight:700;cursor:pointer;transition:background var(--dur)}
.search-input-wrap button:hover{background:var(--primary-dark)}
.search-close{position:absolute;top:20px;right:20px;width:36px;height:36px;background:var(--gray-100);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:15px;cursor:pointer;transition:background var(--dur)}
.search-close:hover{background:var(--border)}

/* Notification panel */
.notif-panel{position:absolute;top:calc(100% + 10px);right:0;width:320px;background:var(--white);border-radius:var(--r-lg);box-shadow:var(--shadow-lg);border:1px solid var(--border);z-index:3000;display:none;overflow:hidden;animation:slideDown 0.2s var(--ease)}
.notif-panel.open{display:block}
.notif-panel-head{padding:16px 18px;border-bottom:1px solid var(--border);display:flex;align-items:center;justify-content:space-between}
.notif-panel-head h4{font-size:14px;font-weight:700;color:var(--text)}
.notif-panel-head span{font-size:11.5px;color:var(--primary);font-weight:600;cursor:pointer}
.notif-item{display:flex;gap:12px;padding:14px 18px;border-bottom:1px solid var(--gray-100);transition:background var(--dur)}
.notif-item:hover{background:var(--gray-50)}
.notif-dot{width:8px;height:8px;background:var(--primary);border-radius:50%;flex-shrink:0;margin-top:5px}
.notif-item p{font-size:12.5px;color:var(--text-2);line-height:1.5}
.notif-item small{font-size:11px;color:var(--text-3);margin-top:3px;display:block}

/* ─── MOBILE NAV ─────────────────────────────────────────────── */
.mobile-overlay{position:fixed;inset:0;background:rgba(0,0,0,0.5);z-index:998;display:none;backdrop-filter:blur(2px)}
.mobile-close-btn{position:fixed;top:18px;right:74px;z-index:1002;display:none;width:36px;height:36px;background:rgba(255,255,255,0.2);border-radius:50%;color:#fff;font-size:16px;align-items:center;justify-content:center;cursor:pointer}
body.mobile-nav-open .mobile-overlay{display:block}
body.mobile-nav-open .mobile-close-btn{display:flex}
body.mobile-nav-open nav[aria-label="Main navigation"]{transform:translateX(0)}
@media(max-width:1380px){
  nav[aria-label="Main navigation"]{position:fixed;top:0;left:0;bottom:0;width:300px;background:var(--white);z-index:1001;transform:translateX(-100%);transition:transform 0.3s var(--ease);overflow-y:auto;padding:80px 0 40px;box-shadow:var(--shadow-lg)}
  .main-nav{flex-direction:column;align-items:stretch;gap:0;padding:0 16px}
  .main-nav>li>a{padding:12px 14px;border-radius:var(--r-sm);justify-content:space-between}
  .has-dropdown .dropdown-menu,.mega-menu{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:none;background:var(--gray-50);border-radius:var(--r-sm);display:none;margin-top:4px;padding:4px 0 4px 12px}
  .has-dropdown.open .dropdown-menu,.has-mega.open .mega-menu{display:block}
  .mega-menu-cols{grid-template-columns:1fr !important;padding:12px}
  .mega-col{border-right:none;padding:0 0 12px}
  .mega-featured{display:none}
  .mega-footer{display:none}
  .hamburger{display:flex}
}

/* ─── POPUP ──────────────────────────────────────────────────── */
.popup-overlay{position:fixed;inset:0;background:rgba(0,0,0,0.65);backdrop-filter:blur(8px);z-index:9999;display:flex;align-items:center;justify-content:center;padding:20px;animation:fadeIn 0.3s var(--ease)}
.popup-box{background:var(--white);border-radius:var(--r-xl);max-width:520px;width:100%;overflow:hidden;box-shadow:0 40px 100px rgba(0,0,0,0.25);animation:slideUp 0.35s var(--ease);position:relative}
.popup-header{background:linear-gradient(135deg,var(--primary-dark),var(--primary));padding:20px 24px;display:flex;align-items:center;justify-content:space-between}
.popup-header h3{color:#fff;font-size:17px;font-weight:700;display:flex;align-items:center;gap:8px}
.popup-close{width:32px;height:32px;border-radius:50%;background:rgba(255,255,255,0.2);color:#fff;display:flex;align-items:center;justify-content:center;font-size:14px;cursor:pointer;transition:background var(--dur)}
.popup-close:hover{background:rgba(255,255,255,0.35)}
.popup-img{width:100%;height:220px;object-fit:cover}
.popup-body{padding:22px 24px}
.popup-body p{color:var(--text-3);font-size:14px;line-height:1.75}
.popup-footer{padding:16px 24px;border-top:1px solid var(--border);display:flex;justify-content:flex-end;align-items:center;gap:10px}
.popup-btn-dismiss{color:var(--text-3);font-size:13px;cursor:pointer;padding:9px 14px;border-radius:var(--r-full);transition:all var(--dur)}
.popup-btn-dismiss:hover{background:var(--gray-100);color:var(--text)}
.popup-btn-pdf{background:var(--gold-light);color:var(--gold-dark);padding:9px 18px;border-radius:var(--r-full);font-size:13px;font-weight:700;cursor:pointer;transition:all var(--dur);display:flex;align-items:center;gap:6px;border:1.5px solid var(--gold)}
.popup-btn-pdf:hover{background:var(--gold);color:var(--navy)}
.popup-btn-primary{background:linear-gradient(135deg,var(--primary-dark),var(--primary-light));color:#fff;padding:9px 22px;border-radius:var(--r-full);font-size:13px;font-weight:700;cursor:pointer;transition:all var(--dur);display:flex;align-items:center;gap:6px}
.popup-btn-primary:hover{transform:translateY(-1px);box-shadow:var(--shadow-green)}
.popup-dont-show{display:flex;align-items:center;gap:8px;font-size:12px;color:var(--text-3);margin-right:auto;cursor:pointer}
.popup-dont-show input{cursor:pointer}

/* ─── HERO SLIDER ────────────────────────────────────────────── */
.hero-slider{position:relative;overflow:hidden;background:linear-gradient(135deg,#064e3b 0%,#065F46 40%,#0B7A33 70%,#047857 100%)}
.hero-slide{display:none;position:relative;min-height:620px;align-items:center;overflow:hidden}
.hero-slide.active{display:flex;animation:fadeIn 0.6s var(--ease)}
.hero-bg-pattern{position:absolute;inset:0;background-image:radial-gradient(circle,rgba(255,255,255,0.05) 1px,transparent 1px);background-size:28px 28px;pointer-events:none}
.hero-blob{position:absolute;right:-120px;top:-120px;width:640px;height:640px;border-radius:50%;background:radial-gradient(circle,rgba(255,255,255,0.07) 0%,transparent 70%);pointer-events:none}
.hero-blob-2{position:absolute;left:-80px;bottom:-80px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(4,120,87,0.3) 0%,transparent 70%);pointer-events:none}
.hero-content{position:relative;z-index:2;padding:90px 0;max-width:560px}
.hero-badge{display:inline-flex;align-items:center;gap:6px;background:rgba(244,180,0,0.18);color:var(--gold-light);padding:7px 16px;border-radius:var(--r-full);font-size:11.5px;font-weight:700;letter-spacing:1.2px;text-transform:uppercase;margin-bottom:20px;border:1px solid rgba(244,180,0,0.3)}
.hero-content h2{font-size:52px;font-weight:800;color:#fff;line-height:1.12;margin-bottom:18px;letter-spacing:-1.5px}
.hero-content h2 .highlight{color:var(--gold-light);display:inline}
.hero-content p{font-size:16.5px;color:rgba(255,255,255,0.72);margin-bottom:34px;line-height:1.78;max-width:480px}
.hero-ctas{display:flex;gap:12px;flex-wrap:wrap}

/* Hero floating cards (right side) */
.hero-cards-side{position:absolute;right:60px;top:50%;transform:translateY(-50%);z-index:5;display:flex;flex-direction:column;gap:16px;width:280px}
.hero-float-card{background:rgba(255,255,255,0.1);backdrop-filter:blur(16px);border:1px solid rgba(255,255,255,0.18);border-radius:var(--r-lg);padding:20px 22px;color:#fff;transition:transform var(--dur)}
.hero-float-card:nth-child(1){animation:float 4s ease-in-out infinite}
.hero-float-card:nth-child(2){animation:float 4s ease-in-out infinite 1s;margin-left:24px}
.hero-float-card:nth-child(3){animation:float 4s ease-in-out infinite 0.5s}
.hero-float-card .hfc-label{font-size:11px;opacity:0.7;text-transform:uppercase;letter-spacing:1px;margin-bottom:6px}
.hero-float-card .hfc-value{font-size:22px;font-weight:800;margin-bottom:2px}
.hero-float-card .hfc-sub{font-size:12px;opacity:0.65}
.hero-float-card .hfc-icon{width:36px;height:36px;border-radius:10px;background:rgba(255,255,255,0.15);display:flex;align-items:center;justify-content:center;font-size:16px;margin-bottom:12px}

/* Hero stats row */
.hero-stats{display:flex;gap:28px;margin-top:36px;padding-top:28px;border-top:1px solid rgba(255,255,255,0.12);flex-wrap:wrap}
.hero-stat span{display:block}
.hero-stat .h-num{font-size:22px;font-weight:800;color:#fff}
.hero-stat .h-label{font-size:11.5px;color:rgba(255,255,255,0.6);margin-top:2px}
.hero-stat-sep{width:1px;background:rgba(255,255,255,0.15)}

/* Slider controls */
.slider-prev,.slider-next{position:absolute;top:50%;transform:translateY(-50%);width:48px;height:48px;border-radius:50%;background:rgba(255,255,255,0.12);color:#fff;display:flex;align-items:center;justify-content:center;cursor:pointer;z-index:10;transition:all var(--dur);border:1.5px solid rgba(255,255,255,0.2);backdrop-filter:blur(8px)}
.slider-prev:hover,.slider-next:hover{background:var(--gold);border-color:var(--gold);color:var(--navy)}
.slider-prev{left:24px}.slider-next{right:24px}
.slider-dots{position:absolute;bottom:28px;left:50%;transform:translateX(-50%);display:flex;gap:8px;z-index:10}
.slider-dot{width:8px;height:8px;border-radius:var(--r-full);background:rgba(255,255,255,0.35);cursor:pointer;transition:all 0.3s}
.slider-dot.active{width:30px;background:var(--gold)}

/* Progress bar */
.slider-progress{position:absolute;bottom:0;left:0;right:0;height:3px;background:rgba(255,255,255,0.15);z-index:10}
.slider-progress-bar{height:100%;background:var(--gold);width:0;animation:progressBar 6s linear}

/* CTA Buttons */
.btn-gold{background:var(--gold);color:var(--navy);padding:14px 28px;border-radius:var(--r-full);font-size:14px;font-weight:700;display:inline-flex;align-items:center;gap:8px;box-shadow:var(--shadow-gold);transition:all var(--dur)}
.btn-gold:hover{background:var(--gold-dark);transform:translateY(-2px);box-shadow:0 8px 28px rgba(244,180,0,0.5)}
.btn-green{background:linear-gradient(135deg,var(--primary-dark),var(--primary-light));color:#fff;padding:14px 28px;border-radius:var(--r-full);font-size:14px;font-weight:700;display:inline-flex;align-items:center;gap:8px;box-shadow:var(--shadow-green);transition:all var(--dur)}
.btn-green:hover{transform:translateY(-2px);box-shadow:0 8px 28px rgba(11,122,51,0.45)}
.btn-ghost{background:rgba(255,255,255,0.12);color:#fff;padding:14px 26px;border-radius:var(--r-full);font-size:14px;font-weight:600;display:inline-flex;align-items:center;gap:8px;border:1.5px solid rgba(255,255,255,0.3);transition:all var(--dur);backdrop-filter:blur(6px)}
.btn-ghost:hover{background:rgba(255,255,255,0.22);border-color:rgba(255,255,255,0.55)}

/* Wave divider */
.wave-divider{display:block;width:100%;overflow:hidden;line-height:0;margin-top:-2px}
.wave-divider svg{display:block;width:100%}

/* ─── QUICK SERVICES BAR ─────────────────────────────────────── */
.quick-services-section{background:var(--gray-50);padding:0 0 48px}
.quick-services-wrap{background:var(--white);border-radius:var(--r-xl);box-shadow:0 20px 60px rgba(0,0,0,0.12);display:grid;grid-template-columns:repeat(5,1fr);overflow:hidden;border:1px solid var(--border);margin-top:-52px;position:relative;z-index:50}
.quick-card{display:flex;flex-direction:column;align-items:center;padding:28px 16px;gap:12px;text-align:center;border-right:1px solid var(--border);transition:all var(--dur);cursor:pointer;position:relative;overflow:hidden;background:var(--white)}
.quick-card::after{content:'';position:absolute;bottom:0;left:50%;transform:translateX(-50%);width:0;height:3px;border-radius:2px;transition:width 0.3s var(--ease)}
.quick-card:nth-child(1)::after{background:var(--primary)}
.quick-card:nth-child(2)::after{background:#0891b2}
.quick-card:nth-child(3)::after{background:#2563eb}
.quick-card:nth-child(4)::after{background:#7c3aed}
.quick-card:nth-child(5)::after{background:var(--gold)}
.quick-card:hover::after{width:60%}
.quick-card:last-child{border-right:none}
.quick-card:hover{background:var(--gray-50);transform:translateY(-4px);box-shadow:0 10px 30px rgba(0,0,0,0.08)}
.qc-icon{width:56px;height:56px;border-radius:16px;display:flex;align-items:center;justify-content:center;font-size:22px;transition:all var(--dur)}
.qc-icon.i-green{background:var(--primary-pale);color:var(--primary)}
.qc-icon.i-cyan{background:#e0f2fe;color:#0891b2}
.qc-icon.i-blue{background:#eff6ff;color:#2563eb}
.qc-icon.i-purple{background:#f5f3ff;color:#7c3aed}
.qc-icon.i-gold{background:var(--gold-light);color:var(--gold-dark)}
.quick-card:hover .qc-icon.i-green{background:var(--primary);color:#fff}
.quick-card:hover .qc-icon.i-cyan{background:#0891b2;color:#fff}
.quick-card:hover .qc-icon.i-blue{background:#2563eb;color:#fff}
.quick-card:hover .qc-icon.i-purple{background:#7c3aed;color:#fff}
.quick-card:hover .qc-icon.i-gold{background:var(--gold);color:var(--navy)}
.quick-card h4{font-size:13.5px;font-weight:700;color:var(--text)}
.quick-card p{font-size:12px;color:var(--text-3);line-height:1.4}

/* ─── STATS SECTION ──────────────────────────────────────────── */
.stats-section{background:linear-gradient(135deg,var(--primary-dark) 0%,var(--primary) 100%);position:relative;overflow:hidden;padding:80px 0}
.stats-section::before{content:'';position:absolute;inset:0;background-image:radial-gradient(circle,rgba(255,255,255,0.04) 1px,transparent 1px);background-size:32px 32px;pointer-events:none}
.stats-section .sec-head h2{color:#fff}
.stats-section .sec-head p{color:rgba(255,255,255,0.65)}
.stats-section .sec-badge{background:rgba(255,255,255,0.12);color:rgba(255,255,255,0.9);border-color:rgba(255,255,255,0.2)}
.stats-section .sec-line span:nth-child(1){background:var(--gold)}
.stats-section .sec-line span:nth-child(2){background:rgba(255,255,255,0.5)}
.stats-section .sec-line span:nth-child(3){background:rgba(255,255,255,0.3)}
.stats-fy-note{text-align:center;color:rgba(255,255,255,0.5);font-size:12px;margin-top:28px;font-style:italic}
.stats-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
@media(min-width:1024px){.stats-grid{grid-template-columns:repeat(6,1fr)}}
.stat-card{background:rgba(255,255,255,0.08);backdrop-filter:blur(12px);border:1px solid rgba(255,255,255,0.12);border-radius:var(--r-lg);padding:28px 20px;text-align:center;transition:all var(--dur);position:relative;overflow:hidden}
.stat-card::before{content:'';position:absolute;top:0;left:0;right:0;height:3px}
.stat-card:nth-child(1)::before{background:linear-gradient(90deg,var(--gold),#fff)}
.stat-card:nth-child(2)::before{background:linear-gradient(90deg,#22d3ee,#fff)}
.stat-card:nth-child(3)::before{background:linear-gradient(90deg,#60a5fa,#fff)}
.stat-card:nth-child(4)::before{background:linear-gradient(90deg,var(--gold),#fff)}
.stat-card:nth-child(5)::before{background:linear-gradient(90deg,#c084fc,#fff)}
.stat-card:nth-child(6)::before{background:linear-gradient(90deg,#f87171,#fff)}
.stat-card:hover{transform:translateY(-5px);background:rgba(255,255,255,0.15);box-shadow:0 12px 36px rgba(0,0,0,0.2)}
.stat-icon{width:48px;height:48px;border-radius:14px;background:rgba(255,255,255,0.15);display:flex;align-items:center;justify-content:center;font-size:20px;color:#fff;margin:0 auto 14px}
.stat-num{font-size:26px;font-weight:800;color:#fff;line-height:1}
.stat-unit{font-size:13px;font-weight:600;color:var(--gold-light);margin-top:4px}
.stat-label{font-size:11.5px;color:rgba(255,255,255,0.6);margin-top:6px;line-height:1.3}

/* ─── CHAIRMAN/CEO MESSAGE ───────────────────────────────────── */
.message-section{background:var(--white);padding:84px 0}
.message-grid{display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:center}
.message-img-side{position:relative}
.msg-photo-wrap{border-radius:var(--r-xl);overflow:hidden;position:relative;box-shadow:var(--shadow-lg)}
.msg-photo-wrap img{width:100%;height:460px;object-fit:cover}
.msg-photo-wrap::before{content:'';position:absolute;inset:0;background:linear-gradient(to bottom,transparent 50%,rgba(6,79,70,0.25));z-index:1}
.msg-decor-ring{position:absolute;top:-18px;left:-18px;width:120px;height:120px;border-radius:50%;border:3px solid var(--primary-pale);z-index:-1}
.msg-decor-ring2{position:absolute;bottom:-14px;right:-14px;width:80px;height:80px;border-radius:50%;border:3px solid var(--gold-light);z-index:-1}
.msg-quote-mark{position:absolute;top:20px;right:20px;z-index:2;width:52px;height:52px;background:var(--gold);border-radius:14px;display:flex;align-items:center;justify-content:center;font-size:24px;color:var(--navy);box-shadow:var(--shadow-gold)}
.message-content{padding:10px 0}
.msg-eyebrow{display:flex;align-items:center;gap:10px;margin-bottom:20px}
.msg-eyebrow .gold-line{width:36px;height:4px;background:linear-gradient(90deg,var(--gold),var(--gold-dark));border-radius:2px}
.msg-eyebrow span{font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:1.5px;color:var(--gold-dark)}
.message-content h2{font-size:32px;font-weight:800;color:var(--text);line-height:1.25;margin-bottom:18px;letter-spacing:-0.3px}
.message-content h2 span{color:var(--primary)}
.msg-text{color:var(--text-3);font-size:15px;line-height:1.85;margin-bottom:12px}
.msg-signature-area{margin-top:28px;padding-top:24px;border-top:1px solid var(--border);display:flex;align-items:center;gap:20px}
.msg-sig-img{width:52px;height:52px;border-radius:50%;border:3px solid var(--primary-pale);object-fit:cover}
.msg-sig-name{font-size:15px;font-weight:800;color:var(--text)}
.msg-sig-title{font-size:12.5px;color:var(--primary);font-weight:600}
.msg-sig-sign{font-size:22px;font-family:cursive;color:var(--primary-dark);line-height:1;margin-bottom:2px}

/* ─── PRODUCTS & SERVICES ────────────────────────────────────── */
.products-section{background:var(--gray-100);padding:84px 0}
.products-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.product-card{background:var(--white);border-radius:var(--r-lg);overflow:hidden;transition:all var(--dur);border:1px solid var(--border)}
.product-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-md);border-color:rgba(11,122,51,0.2)}
.product-icon-area{height:140px;display:flex;align-items:center;justify-content:center;font-size:48px;position:relative;overflow:hidden;transition:all 0.35s var(--ease)}
.product-card:hover .product-icon-area{filter:brightness(1.1)}
.product-icon-area.bg-savings{background:linear-gradient(135deg,var(--primary-pale),#bbf7d0)}
.product-icon-area.bg-loans{background:linear-gradient(135deg,var(--gold-light),#fde68a)}
.product-icon-area.bg-digital{background:linear-gradient(135deg,#eff6ff,#bfdbfe)}
.product-icon-area.bg-health{background:linear-gradient(135deg,#fce7f3,#fbcfe8)}
.product-icon-area.bg-agro{background:linear-gradient(135deg,#f0fdf4,#bbf7d0)}
.product-icon-area.bg-remit{background:linear-gradient(135deg,#f5f3ff,#ddd6fe)}
.product-icon-area i{color:var(--primary-dark);transition:transform 0.35s var(--ease)}
.product-card:hover .product-icon-area i{transform:scale(1.12) rotate(-3deg)}
.product-body{padding:22px}
.product-cat{display:inline-block;padding:3px 11px;border-radius:var(--r-full);font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:0.5px;margin-bottom:10px}
.product-cat.savings{background:var(--primary-pale);color:var(--primary)}
.product-cat.loans{background:var(--gold-light);color:var(--gold-dark)}
.product-cat.digital{background:#eff6ff;color:#2563eb}
.product-cat.health{background:#fce7f3;color:#db2777}
.product-cat.agro{background:#f0fdf4;color:var(--primary-dark)}
.product-cat.remit{background:#f5f3ff;color:#7c3aed}
.product-body h4{font-size:16px;font-weight:700;color:var(--text);margin-bottom:8px;line-height:1.3}
.product-body p{font-size:13.5px;color:var(--text-3);margin-bottom:16px;display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden;line-height:1.6}
.product-link{display:inline-flex;align-items:center;gap:6px;color:var(--primary);font-size:13px;font-weight:700;transition:gap var(--dur)}
.product-link i{transition:transform var(--dur)}
.product-link:hover{gap:10px}
.product-link:hover i{transform:translateX(4px)}

/* ─── LOAN CALCULATOR ────────────────────────────────────────── */
.calculator-section{background:linear-gradient(135deg,var(--primary-dark) 0%,var(--primary) 60%,#047857 100%);padding:84px 0;position:relative;overflow:hidden}
.calculator-section::before{content:'';position:absolute;inset:0;background-image:radial-gradient(circle,rgba(255,255,255,0.04) 1px,transparent 1px);background-size:28px 28px;pointer-events:none}
.calculator-section .sec-head h2{color:#fff}
.calculator-section .sec-head p{color:rgba(255,255,255,0.65)}
.calculator-section .sec-badge{background:rgba(255,255,255,0.12);color:rgba(255,255,255,0.9);border-color:rgba(255,255,255,0.2)}
.calculator-widget{background:rgba(255,255,255,0.1);backdrop-filter:blur(16px);border:1px solid rgba(255,255,255,0.18);border-radius:var(--r-xl);padding:40px;max-width:860px;margin:0 auto;position:relative;z-index:1}
.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:start}
.calc-inputs{display:flex;flex-direction:column;gap:22px}
.calc-field label{display:block;font-size:12.5px;font-weight:700;color:rgba(255,255,255,0.8);margin-bottom:8px;text-transform:uppercase;letter-spacing:0.8px}
.calc-field input[type="range"]{width:100%;-webkit-appearance:none;appearance:none;height:5px;background:rgba(255,255,255,0.2);border-radius:3px;outline:none;cursor:pointer}
.calc-field input[type="range"]::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:20px;height:20px;border-radius:50%;background:var(--gold);cursor:pointer;border:3px solid #fff;box-shadow:0 2px 8px rgba(0,0,0,0.2)}
.calc-value-row{display:flex;justify-content:space-between;align-items:center;margin-top:8px}
.calc-value-display{font-size:20px;font-weight:800;color:#fff}
.calc-value-label{font-size:12px;color:rgba(255,255,255,0.6)}
.calc-results{background:rgba(255,255,255,0.08);border-radius:var(--r-lg);padding:28px;border:1px solid rgba(255,255,255,0.12)}
.calc-results h4{font-size:15px;font-weight:700;color:rgba(255,255,255,0.8);margin-bottom:22px;text-transform:uppercase;letter-spacing:0.8px}
.calc-result-item{padding:16px 0;border-bottom:1px solid rgba(255,255,255,0.08)}
.calc-result-item:last-child{border-bottom:none;padding-bottom:0}
.calc-result-item .cri-label{font-size:12.5px;color:rgba(255,255,255,0.6);margin-bottom:4px}
.calc-result-item .cri-value{font-size:26px;font-weight:800;color:#fff}
.calc-result-item.highlight .cri-value{color:var(--gold-light)}
.calc-cta{margin-top:22px;text-align:center}
.calc-cta a{background:var(--gold);color:var(--navy);padding:12px 28px;border-radius:var(--r-full);font-size:14px;font-weight:700;display:inline-flex;align-items:center;gap:8px;transition:all var(--dur);box-shadow:var(--shadow-gold)}
.calc-cta a:hover{background:var(--gold-dark);transform:translateY(-2px)}

/* ─── GALLERY ────────────────────────────────────────────────── */
.gallery-section{background:var(--white);padding:84px 0}
.gallery-filter{display:flex;gap:8px;margin-bottom:32px;flex-wrap:wrap}
.gf-btn{padding:8px 20px;border-radius:var(--r-full);font-size:13px;font-weight:600;border:1.5px solid var(--border);color:var(--text-3);transition:all var(--dur);cursor:pointer;background:var(--white)}
.gf-btn.active,.gf-btn:hover{background:var(--primary);color:#fff;border-color:var(--primary)}
.gallery-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.gallery-item{border-radius:var(--r-md);overflow:hidden;cursor:pointer;position:relative;aspect-ratio:1}
.gallery-item.span-2{grid-column:span 2;aspect-ratio:2/1}
.gallery-item img{width:100%;height:100%;transition:transform 0.4s var(--ease)}
.gallery-item:hover img{transform:scale(1.1)}
.gallery-overlay{position:absolute;inset:0;background:linear-gradient(to top,rgba(6,79,70,0.88) 0%,transparent 55%);opacity:0;transition:opacity var(--dur);display:flex;flex-direction:column;justify-content:flex-end;padding:16px}
.gallery-item:hover .gallery-overlay{opacity:1}
.gallery-overlay span{color:#fff;font-size:13px;font-weight:600;line-height:1.3}
.gallery-zoom{position:absolute;top:12px;right:12px;width:34px;height:34px;border-radius:50%;background:rgba(255,255,255,0.2);color:#fff;display:flex;align-items:center;justify-content:center;font-size:13px;opacity:0;transition:opacity var(--dur);backdrop-filter:blur(4px)}
.gallery-item:hover .gallery-zoom{opacity:1}

/* Lightbox */
#galleryLightbox{display:none;position:fixed;inset:0;background:rgba(0,0,0,0.92);z-index:10000;align-items:center;justify-content:center;padding:20px;backdrop-filter:blur(6px)}
.lb-inner{position:relative;max-width:900px;width:100%}
#lightboxImg{width:100%;border-radius:var(--r-lg);max-height:80vh;object-fit:contain;box-shadow:0 40px 80px rgba(0,0,0,0.5)}
#lightboxClose{position:absolute;top:-16px;right:-16px;width:42px;height:42px;background:var(--white);border-radius:50%;display:flex;align-items:center;justify-content:center;cursor:pointer;font-size:16px;color:var(--text);transition:all var(--dur);box-shadow:var(--shadow-md)}
#lightboxClose:hover{background:var(--primary);color:#fff}

/* ─── NEWS & EVENTS ──────────────────────────────────────────── */
.news-section{background:var(--gray-50);padding:84px 0}
.news-layout{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.news-featured{background:var(--white);border-radius:var(--r-xl);overflow:hidden;border:1px solid var(--border);transition:all var(--dur)}
.news-featured:hover{transform:translateY(-4px);box-shadow:var(--shadow-md)}
.nf-img{height:260px;overflow:hidden;position:relative}
.nf-img img{width:100%;height:100%;transition:transform 0.4s var(--ease)}
.news-featured:hover .nf-img img{transform:scale(1.06)}
.nf-img .nf-cat{position:absolute;top:14px;left:14px;background:var(--primary);color:#fff;padding:4px 12px;border-radius:var(--r-full);font-size:11.5px;font-weight:700;text-transform:uppercase}
.nf-body{padding:24px}
.nf-date{font-size:12.5px;color:var(--text-3);margin-bottom:10px;display:flex;align-items:center;gap:6px}
.nf-date i{color:var(--primary);font-size:11px}
.nf-body h3{font-size:20px;font-weight:800;color:var(--text);margin-bottom:10px;line-height:1.35}
.nf-body h3:hover{color:var(--primary)}
.nf-body p{font-size:14px;color:var(--text-3);line-height:1.7;margin-bottom:16px;display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}
.news-cards{display:flex;flex-direction:column;gap:16px}
.news-card{background:var(--white);border-radius:var(--r-lg);display:flex;gap:0;overflow:hidden;border:1px solid var(--border);transition:all var(--dur)}
.news-card:hover{transform:translateY(-2px);box-shadow:var(--shadow-sm);border-color:rgba(11,122,51,0.2)}
.nc-img{width:110px;flex-shrink:0;overflow:hidden}
.nc-img img{width:100%;height:100%;transition:transform 0.4s var(--ease)}
.news-card:hover .nc-img img{transform:scale(1.08)}
.nc-body{padding:16px 18px;display:flex;flex-direction:column;justify-content:center}
.nc-cat{font-size:11px;font-weight:700;color:var(--primary);text-transform:uppercase;letter-spacing:0.5px;margin-bottom:5px}
.nc-body h4{font-size:14px;font-weight:700;color:var(--text);line-height:1.4;margin-bottom:6px;display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden}
.nc-body h4:hover{color:var(--primary)}
.nc-date{font-size:12px;color:var(--text-3)}

/* ─── NOTICES ────────────────────────────────────────────────── */
.notices-section{background:var(--white);padding:84px 0}
.notices-list{display:flex;flex-direction:column;gap:12px;max-width:900px}
.notice-item{display:flex;align-items:center;gap:16px;padding:18px 22px;background:var(--gray-50);border-radius:var(--r-lg);border:1px solid var(--border);border-left:4px solid var(--primary);transition:all var(--dur)}
.notice-item:hover{background:var(--primary-pale);border-color:rgba(11,122,51,0.3);transform:translateX(4px)}
.notice-dot{width:10px;height:10px;border-radius:50%;background:var(--primary);flex-shrink:0}
.notice-dot.new-dot{background:#ef4444}
.notice-content{flex:1}
.notice-title{font-size:14.5px;font-weight:600;color:var(--text);line-height:1.4}
.notice-meta{font-size:12px;color:var(--text-3);margin-top:3px}
.notice-badge-new{background:#fef2f2;color:#ef4444;font-size:10.5px;font-weight:700;padding:2px 9px;border-radius:var(--r-full);border:1px solid #fca5a5;text-transform:uppercase}
.notice-pdf-btn{display:flex;align-items:center;gap:6px;background:var(--gold-light);color:var(--gold-dark);padding:7px 14px;border-radius:var(--r-full);font-size:12.5px;font-weight:700;border:1.5px solid var(--gold);transition:all var(--dur);white-space:nowrap}
.notice-pdf-btn:hover{background:var(--gold);color:var(--navy)}

/* ─── AWARDS TIMELINE ────────────────────────────────────────── */
.awards-section{background:var(--gray-50);padding:84px 0;overflow:hidden}
.timeline-scroll{overflow-x:auto;padding-bottom:16px;cursor:grab}
.timeline-scroll:active{cursor:grabbing}
.timeline-track{display:flex;gap:0;min-width:max-content;padding:24px 0 12px;position:relative}
.timeline-track::before{content:'';position:absolute;top:60px;left:0;right:0;height:2px;background:linear-gradient(90deg,transparent,var(--primary),var(--primary),transparent);z-index:0}
.timeline-item{display:flex;flex-direction:column;align-items:center;padding:0 40px;position:relative;z-index:1}
.timeline-item::before{content:'';position:absolute;top:46px;left:50%;transform:translateX(-50%);width:14px;height:14px;border-radius:50%;background:var(--gold);border:3px solid var(--white);box-shadow:0 0 0 2px var(--primary);z-index:2}
.timeline-year{font-size:13px;font-weight:800;color:var(--primary);background:var(--primary-pale);border:1.5px solid rgba(11,122,51,0.15);padding:5px 14px;border-radius:var(--r-full);margin-bottom:32px}
.timeline-card{background:var(--white);border-radius:var(--r-lg);padding:20px 22px;box-shadow:var(--shadow-sm);border:1px solid var(--border);max-width:220px;text-align:center;margin-top:22px;transition:all var(--dur)}
.timeline-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-md);border-color:rgba(11,122,51,0.2)}
.timeline-card .tc-icon{width:44px;height:44px;border-radius:12px;background:var(--gold-light);display:flex;align-items:center;justify-content:center;font-size:18px;color:var(--gold-dark);margin:0 auto 12px}
.timeline-card h4{font-size:13.5px;font-weight:700;color:var(--text);line-height:1.35;margin-bottom:4px}
.timeline-card span{font-size:12px;color:var(--text-3)}

/* ─── TESTIMONIALS ───────────────────────────────────────────── */
.testimonials-section{background:var(--white);padding:84px 0}
.testimonials-carousel{position:relative;overflow:hidden}
.testimonials-track{display:flex;gap:24px;transition:transform 0.5s var(--ease)}
.testimonial-card{background:var(--gray-50);border-radius:var(--r-xl);padding:32px;border:1px solid var(--border);flex-shrink:0;width:calc(33.333% - 16px);position:relative;transition:all var(--dur)}
.testimonial-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);background:var(--white)}
.tc-quote-mark{font-size:52px;line-height:1;color:var(--primary);opacity:0.2;position:absolute;top:16px;left:20px;font-family:Georgia,serif}
.tc-stars{display:flex;gap:3px;margin-bottom:14px}
.tc-stars i{color:var(--gold);font-size:13px}
.tc-text{font-size:14.5px;color:var(--text-3);line-height:1.8;margin-bottom:20px;position:relative;z-index:1}
.tc-member{display:flex;align-items:center;gap:12px}
.tc-member img{width:46px;height:46px;border-radius:50%;border:2px solid var(--primary-pale);object-fit:cover}
.tc-member-name{font-size:14px;font-weight:700;color:var(--text)}
.tc-member-loc{font-size:12px;color:var(--text-3)}
.carousel-nav{display:flex;justify-content:center;gap:10px;margin-top:32px}
.carousel-prev,.carousel-next{width:42px;height:42px;border-radius:50%;background:var(--primary-pale);color:var(--primary);border:2px solid rgba(11,122,51,0.15);display:flex;align-items:center;justify-content:center;cursor:pointer;transition:all var(--dur)}
.carousel-prev:hover,.carousel-next:hover{background:var(--primary);color:#fff;border-color:var(--primary)}

/* ─── MOBILE APP SHOWCASE ────────────────────────────────────── */
.app-section{background:var(--navy);padding:84px 0;position:relative;overflow:hidden}
.app-section::before{content:'';position:absolute;inset:0;background:linear-gradient(135deg,rgba(6,79,70,0.5) 0%,rgba(11,122,51,0.2) 60%,transparent 100%)}
.app-grid{display:grid;grid-template-columns:1fr auto 1fr;gap:48px;align-items:center;position:relative;z-index:2}
.app-features-list{display:flex;flex-direction:column;gap:14px}
.app-feat-item{display:flex;align-items:flex-start;gap:12px;padding:16px 18px;background:rgba(255,255,255,0.06);border:1px solid rgba(255,255,255,0.08);border-radius:var(--r-md);transition:all var(--dur)}
.app-feat-item:hover{background:rgba(255,255,255,0.1)}
.app-feat-item .afi-icon{width:38px;height:38px;border-radius:10px;background:rgba(11,122,51,0.3);display:flex;align-items:center;justify-content:center;font-size:16px;color:var(--gold-light);flex-shrink:0}
.app-feat-item h5{font-size:14px;font-weight:700;color:#fff;margin-bottom:2px}
.app-feat-item p{font-size:12.5px;color:rgba(255,255,255,0.55);line-height:1.4}
.app-phone-wrap{display:flex;justify-content:center}
.app-phone-mockup{max-width:220px;filter:drop-shadow(0 24px 60px rgba(0,0,0,0.6));animation:floatSlow 5s ease-in-out infinite}
.app-download-side{display:flex;flex-direction:column;gap:18px;align-items:flex-start}
.app-section .sec-badge{background:rgba(244,180,0,0.15);color:var(--gold-light);border-color:rgba(244,180,0,0.25)}
.app-section h2{font-size:28px;font-weight:800;color:#fff;line-height:1.25;margin-bottom:14px}
.app-section p{color:rgba(255,255,255,0.65);font-size:14.5px;line-height:1.75;margin-bottom:20px}
.qr-code-box{background:var(--white);border-radius:var(--r-md);padding:14px;display:inline-flex;flex-direction:column;align-items:center;gap:8px}
.qr-code-box img{width:90px;height:90px}
.qr-code-box span{font-size:11px;color:var(--text-3);font-weight:600}
.app-store-btns{display:flex;flex-direction:column;gap:10px}
.app-store-btn{display:flex;align-items:center;gap:12px;background:rgba(255,255,255,0.08);border:1.5px solid rgba(255,255,255,0.15);color:#fff;padding:12px 20px;border-radius:var(--r-md);transition:all var(--dur)}
.app-store-btn:hover{background:rgba(255,255,255,0.16);border-color:rgba(255,255,255,0.3);transform:translateY(-2px)}
.app-store-btn i{font-size:26px}
.app-store-btn span{font-size:10px;opacity:0.65;display:block;text-transform:uppercase;letter-spacing:0.5px}
.app-store-btn strong{font-size:15px;font-weight:700;display:block}

/* ─── PARTNER LOGOS — Premium Redesign ─────────────────────── */
.partners-section{background:#fff;padding:72px 0;border-top:1px solid var(--border)}
.partners-section .sec-head h2{font-size:28px}
.partners-inner-wrap{margin-top:40px;overflow:hidden;position:relative}
.partners-inner-wrap::before,.partners-inner-wrap::after{content:'';position:absolute;top:0;bottom:0;width:100px;z-index:2;pointer-events:none}
.partners-inner-wrap::before{left:0;background:linear-gradient(90deg,#fff,transparent)}
.partners-inner-wrap::after{right:0;background:linear-gradient(270deg,#fff,transparent)}
.partners-marquee-row{overflow:hidden;margin-bottom:0}
.partners-track-fwd{display:flex;gap:20px;animation:partnersFwd 30s linear infinite;width:max-content}
.partners-track-rev{display:flex;gap:20px;animation:partnersRev 30s linear infinite;width:max-content}
.partners-inner-wrap:hover .partners-track-fwd,
.partners-inner-wrap:hover .partners-track-rev{animation-play-state:paused}
@keyframes partnersFwd{0%{transform:translateX(0)}100%{transform:translateX(-50%)}}
@keyframes partnersRev{0%{transform:translateX(-50%)}100%{transform:translateX(0)}}
.partner-logo-card{
  flex-shrink:0;
  display:flex;align-items:center;justify-content:center;
  width:160px;height:72px;
  background:#fff;
  border:1.5px solid var(--border);
  border-radius:14px;
  padding:12px 20px;
  transition:all 0.3s var(--ease);
  cursor:default;
}
.partner-logo-card:hover{
  transform:translateY(-4px) scale(1.04);
  box-shadow:0 8px 28px rgba(11,122,51,0.12);
  border-color:rgba(11,122,51,0.25);
}
.partner-logo-card img{
  max-height:36px;max-width:120px;
  width:auto;height:auto;
  object-fit:contain;
  filter:grayscale(1) opacity(0.55);
  transition:filter 0.3s var(--ease),opacity 0.3s;
}
.partner-logo-card:hover img{filter:grayscale(0) opacity(1)}

/* ─── CONTACT CTA BAND ───────────────────────────────────────── */
.contact-cta-section{background:linear-gradient(135deg,var(--primary-dark),var(--primary));padding:72px 0;position:relative;overflow:hidden}
.contact-cta-section::before{content:'';position:absolute;inset:0;background-image:radial-gradient(circle,rgba(255,255,255,0.04) 1px,transparent 1px);background-size:28px 28px;pointer-events:none}
.cta-content{text-align:center;position:relative;z-index:1}
.cta-content h2{font-size:38px;font-weight:800;color:#fff;margin-bottom:12px;letter-spacing:-0.5px}
.cta-content p{color:rgba(255,255,255,0.7);font-size:16px;margin-bottom:40px}
.cta-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;max-width:860px;margin:0 auto}
.cta-card{background:rgba(255,255,255,0.1);backdrop-filter:blur(12px);border:1px solid rgba(255,255,255,0.18);border-radius:var(--r-xl);padding:30px 24px;text-align:center;transition:all var(--dur)}
.cta-card:hover{background:rgba(255,255,255,0.18);transform:translateY(-4px)}
.cta-card-icon{width:56px;height:56px;border-radius:16px;background:rgba(255,255,255,0.15);display:flex;align-items:center;justify-content:center;font-size:22px;color:var(--gold-light);margin:0 auto 16px}
.cta-card h4{font-size:16px;font-weight:700;color:#fff;margin-bottom:6px}
.cta-card p{font-size:13.5px;color:rgba(255,255,255,0.65);margin-bottom:14px;line-height:1.5}
.cta-card a{color:var(--gold-light);font-size:13px;font-weight:700;display:flex;align-items:center;justify-content:center;gap:5px;transition:color var(--dur)}
.cta-card a:hover{color:#fff}

/* ─── FOOTER ─────────────────────────────────────────────────── */
.site-footer{background:var(--navy);color:rgba(255,255,255,0.65);padding:72px 0 0}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:48px;padding-bottom:48px;border-bottom:1px solid rgba(255,255,255,0.08)}
.footer-brand h3{font-size:18px;font-weight:800;color:#fff;margin-bottom:6px}
.footer-brand span{font-size:12px;color:var(--gold-light);display:block;margin-bottom:16px}
.footer-brand p{font-size:13.5px;line-height:1.75;margin-bottom:20px}
.footer-contact-item{display:flex;align-items:flex-start;gap:10px;margin-bottom:12px;font-size:13px}
.footer-contact-item i{color:var(--gold-light);font-size:13px;margin-top:1px;flex-shrink:0}
.footer-col h4{font-size:14px;font-weight:700;color:#fff;margin-bottom:18px;padding-bottom:10px;border-bottom:1px solid rgba(255,255,255,0.08);position:relative}
.footer-col h4::after{content:'';position:absolute;bottom:-1px;left:0;width:30px;height:2px;background:var(--gold)}
.footer-col ul{display:flex;flex-direction:column;gap:9px}
.footer-col ul li a{font-size:13px;color:rgba(255,255,255,0.6);display:flex;align-items:center;gap:7px;transition:all var(--dur)}
.footer-col ul li a:hover{color:#fff;padding-left:4px}
.footer-col ul li a i{color:var(--gold-light);font-size:10px;opacity:0.7}
.footer-social{display:flex;gap:10px;margin-top:20px;flex-wrap:wrap}
.footer-social a{width:36px;height:36px;border-radius:50%;background:rgba(255,255,255,0.07);border:1px solid rgba(255,255,255,0.12);color:rgba(255,255,255,0.6);display:flex;align-items:center;justify-content:center;font-size:14px;transition:all var(--dur)}
.footer-social a:hover{background:var(--primary);border-color:var(--primary);color:#fff;transform:translateY(-2px)}
.footer-newsletter{margin-top:22px}
.footer-newsletter p{font-size:12.5px;color:rgba(255,255,255,0.5);margin-bottom:10px}
.newsletter-input{display:flex;gap:8px}
.newsletter-input input{flex:1;background:rgba(255,255,255,0.07);border:1px solid rgba(255,255,255,0.12);border-radius:var(--r-md);padding:10px 14px;color:#fff;font-size:13px}
.newsletter-input input::placeholder{color:rgba(255,255,255,0.3)}
.newsletter-input input:focus{border-color:rgba(11,122,51,0.5);outline:none}
.newsletter-input button{background:var(--gold);color:var(--navy);padding:10px 16px;border-radius:var(--r-md);font-size:13px;font-weight:700;cursor:pointer;transition:background var(--dur)}
.newsletter-input button:hover{background:var(--gold-dark)}
.working-hours{margin-top:14px;font-size:12.5px}
.working-hours table{width:100%;border-collapse:collapse}
.working-hours td{padding:5px 0;border-bottom:1px solid rgba(255,255,255,0.06)}
.working-hours td:last-child{text-align:right;color:#fff;font-weight:600}
.footer-bottom{background:rgba(0,0,0,0.3);padding:18px 0;margin-top:0}
.footer-bottom-inner{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:10px}
.footer-bottom p{font-size:12.5px;color:rgba(255,255,255,0.4)}
.footer-bottom-links{display:flex;gap:18px;flex-wrap:wrap}
.footer-bottom-links a{font-size:12px;color:rgba(255,255,255,0.4);transition:color var(--dur)}
.footer-bottom-links a:hover{color:rgba(255,255,255,0.8)}
.footer-emergency{background:rgba(255,255,255,0.04);border:1px solid rgba(255,255,255,0.08);border-radius:var(--r-md);padding:14px 18px;margin-top:20px;font-size:12.5px}
.footer-emergency strong{color:var(--gold-light);display:block;margin-bottom:4px}

/* ─── FLOATING BUTTONS ───────────────────────────────────────── */
.floating-btns{position:fixed;bottom:28px;right:22px;z-index:5000;display:flex;flex-direction:column;gap:10px;align-items:center}
.float-btn{width:48px;height:48px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:18px;cursor:pointer;transition:all var(--dur);box-shadow:var(--shadow-md);opacity:0;transform:translateY(20px);pointer-events:none;text-decoration:none}
.float-btn.visible{opacity:1;transform:translateY(0);pointer-events:auto}
.float-btn-whatsapp{background:#25D366;color:#fff}
.float-btn-whatsapp:hover{background:#1ebe57;transform:translateY(-3px) scale(1.1)}
.float-btn-messenger{background:#0084ff;color:#fff}
.float-btn-messenger:hover{background:#0070e0;transform:translateY(-3px) scale(1.1)}
.float-btn-phone{background:#0891b2;color:#fff}
.float-btn-phone:hover{background:#0e7490;transform:translateY(-3px) scale(1.1)}
.float-btn-email{background:var(--gold);color:var(--navy)}
.float-btn-email:hover{background:var(--gold-dark);transform:translateY(-3px) scale(1.1)}
.float-btn-top{background:var(--navy);color:#fff}
.float-btn-top:hover{background:var(--primary-dark);transform:translateY(-3px) scale(1.1)}
.float-btn-top.visible{display:flex}

/* Ripple effect */
.btn-ripple{position:relative;overflow:hidden}
.btn-ripple .ripple-circle{position:absolute;border-radius:50%;background:rgba(255,255,255,0.35);transform:scale(0);animation:ripple 0.6s linear;pointer-events:none}

/* Toast notification */
.toast-container{position:fixed;top:20px;right:20px;z-index:99999;display:flex;flex-direction:column;gap:10px}
.toast{background:var(--white);border-radius:var(--r-lg);padding:14px 18px;box-shadow:var(--shadow-lg);border-left:4px solid var(--primary);display:flex;align-items:center;gap:12px;min-width:280px;animation:slideUp 0.3s var(--ease)}
.toast.toast-success{border-left-color:var(--primary)}
.toast.toast-error{border-left-color:#ef4444}
.toast.toast-warning{border-left-color:var(--gold)}
.toast i{font-size:16px}
.toast.toast-success i{color:var(--primary)}
.toast.toast-error i{color:#ef4444}
.toast.toast-warning i{color:var(--gold-dark)}
.toast span{font-size:13.5px;color:var(--text-2);font-weight:600}

/* ─── INTRO / ABOUT SECTION ──────────────────────────────────── */
.intro-section{background:var(--white);padding:84px 0}
.intro-grid{display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:center}
.intro-eyebrow{display:inline-flex;align-items:center;gap:8px;margin-bottom:16px}
.intro-eyebrow span{display:block;width:32px;height:2px;background:var(--primary);border-radius:1px}
.intro-eyebrow p{font-size:12px;font-weight:700;color:var(--primary);letter-spacing:1.5px;text-transform:uppercase}
.intro-content h2{font-size:36px;font-weight:800;color:var(--text);line-height:1.25;margin-bottom:18px;letter-spacing:-0.5px}
.intro-content h2 span{color:var(--primary)}
.intro-content p{color:var(--text-3);font-size:15px;line-height:1.8;margin-bottom:14px}
.intro-list{margin:20px 0;display:flex;flex-direction:column;gap:10px}
.intro-list li{display:flex;align-items:center;gap:10px;font-size:14px;color:var(--text-2)}
.intro-list li i{width:22px;height:22px;background:var(--primary-pale);color:var(--primary);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:10px;flex-shrink:0}
.btn-read-more{display:inline-flex;align-items:center;gap:8px;color:var(--primary);font-weight:700;font-size:14px;padding:11px 22px;border-radius:var(--r-full);border:2px solid var(--primary-pale);background:var(--primary-pale);transition:all var(--dur);margin-top:8px}
.btn-read-more:hover{background:var(--primary);color:#fff;border-color:var(--primary)}
.btn-read-more i{transition:transform var(--dur)}
.btn-read-more:hover i{transform:translateX(4px)}
.intro-img-wrap{border-radius:var(--r-xl);overflow:hidden;box-shadow:var(--shadow-lg);position:relative}
.intro-img-wrap img{width:100%;height:420px}
.intro-decor{position:absolute;top:-20px;right:-20px;width:140px;height:140px;border-radius:var(--r-xl);background:linear-gradient(135deg,var(--primary-pale),#bbf7d0);z-index:-1}
.intro-decor-2{position:absolute;bottom:-20px;left:-20px;width:100px;height:100px;border-radius:50%;background:var(--gold-light);z-index:-1}
.ceo-badge{position:absolute;bottom:20px;left:20px;z-index:2;background:var(--white);border-radius:var(--r-md);padding:14px 18px;box-shadow:var(--shadow-md);display:flex;align-items:center;gap:12px;min-width:210px}
.ceo-badge img{width:44px;height:44px;border-radius:50%;border:3px solid var(--primary-pale);flex-shrink:0}
.ceo-badge h5{font-size:13px;font-weight:700;color:var(--text);margin-bottom:2px}
.ceo-badge span{font-size:11.5px;color:var(--primary);font-weight:600}
.trust-badge{position:absolute;top:20px;right:-20px;background:linear-gradient(135deg,var(--primary-dark),var(--primary));color:#fff;border-radius:var(--r-md);padding:16px 18px;text-align:center;box-shadow:var(--shadow-green)}
.trust-badge .tb-num{font-size:24px;font-weight:800;line-height:1}
.trust-badge .tb-txt{font-size:11px;opacity:0.85;margin-top:4px}

/* ─── LOAN SECTION ───────────────────────────────────────────── */
.loan-section{background:var(--white);padding:84px 0}
.loan-tab-wrap{display:inline-flex;background:var(--gray-100);border-radius:var(--r-full);padding:5px;margin-bottom:36px;border:1px solid var(--border);flex-wrap:wrap;gap:4px}
.loan-tab{padding:9px 22px;border-radius:var(--r-full);font-size:13px;font-weight:600;color:var(--text-3);transition:all var(--dur);cursor:pointer;white-space:nowrap}
.loan-tab.active,.loan-tab:hover{background:var(--white);color:var(--primary);box-shadow:var(--shadow-xs)}
.loan-tab.active{font-weight:700}
.loan-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.loan-card{background:var(--gray-50);border-radius:var(--r-lg);padding:26px;border:1.5px solid var(--border);transition:all var(--dur);cursor:pointer;display:block}
.loan-card:hover{background:var(--white);border-color:rgba(11,122,51,0.3);box-shadow:var(--shadow-green);transform:translateY(-3px)}
.loan-icon{width:50px;height:50px;border-radius:14px;display:flex;align-items:center;justify-content:center;font-size:20px;margin-bottom:16px;background:var(--primary-pale);color:var(--primary);transition:all var(--dur)}
.loan-card:hover .loan-icon{background:var(--primary);color:#fff}
.loan-card h4{font-size:15px;font-weight:700;color:var(--text);margin-bottom:8px}
.loan-card p{font-size:13.5px;color:var(--text-3);line-height:1.6}
.loan-rate{display:inline-flex;align-items:center;gap:4px;margin-top:14px;font-size:12px;font-weight:600;color:var(--primary);background:var(--primary-pale);padding:3px 10px;border-radius:var(--r-full)}

/* ─── RESPONSIVE BREAKPOINTS ─────────────────────────────────── */
@media(max-width:1200px){
  .hero-cards-side{right:20px;width:240px}
  .footer-grid{grid-template-columns:1fr 1fr;gap:32px}
  .mega-menu{width:min(96vw,960px)}
}
@media(max-width:992px){
  .hero-content h2{font-size:40px}
  .hero-cards-side{display:none}
  .stats-grid{grid-template-columns:repeat(3,1fr)}
  .message-grid,.intro-grid{grid-template-columns:1fr;gap:40px}
  .products-grid{grid-template-columns:repeat(2,1fr)}
  .news-layout{grid-template-columns:1fr}
  .app-grid{grid-template-columns:1fr;gap:32px}
  .app-phone-wrap{display:none}
  .app-download-side{align-items:center}
  .cta-cards{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr 1fr;gap:28px}
  .mega-menu-cols{grid-template-columns:1fr 1fr}
}
@media(max-width:768px){
  .topbar-marquee .marquee-track{animation-duration:20s}
  .topbar-right a:not(.topbar-phone):not(.topbar-email){display:none}
  .hero-content h2{font-size:34px}
  .hero-ctas{flex-direction:column;gap:10px}
  .quick-services-wrap{grid-template-columns:repeat(3,1fr)}
  .stats-grid{grid-template-columns:repeat(2,1fr)}
  .products-grid{grid-template-columns:1fr}
  .loan-grid{grid-template-columns:1fr}
  .gallery-grid{grid-template-columns:repeat(2,1fr)}
  .gallery-item.span-2{grid-column:span 1;aspect-ratio:1}
  .calc-grid{grid-template-columns:1fr}
  .testimonials-track{flex-direction:column}
  .testimonial-card{width:100%}
  .cta-cards{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .footer-bottom-inner{flex-direction:column;text-align:center}
  .news-layout{grid-template-columns:1fr}
}
@media(max-width:576px){
  .container{padding:0 16px}
  .sec-head h2{font-size:28px}
  .hero-content h2{font-size:28px;letter-spacing:-0.5px}
  .hero-content p{font-size:14.5px}
  .quick-services-wrap{grid-template-columns:repeat(2,1fr)}
  .stats-grid{grid-template-columns:1fr 1fr}
  .header-actions .btn-member{display:none}
  .message-grid{grid-template-columns:1fr}
  .cta-content h2{font-size:28px}
  .floating-btns{bottom:16px;right:12px}
}
@media(max-width:400px){
  .quick-services-wrap{grid-template-columns:1fr 1fr}
  .hero-stats{flex-direction:column;gap:14px}
  .hero-stat-sep{display:none}
}
/* ============================================================
   RESPONSIVE OVERRIDES - style.css
   ============================================================ */

/* ─── TOP NAV ────────────────────────────────────────────────── */
@media (max-width: 992px) {
    .topbar {
        padding: 4px 0;
        font-size: 11px;
    }
    .topbar-inner {
        flex-direction: column;
        align-items: center;
        gap: 4px;
    }
    .topbar-left, .topbar-right {
        justify-content: center;
        flex-wrap: wrap;
    }
    .topbar-right a:not(.topbar-phone):not(.topbar-email) {
        display: none;
    }
}

@media (max-width: 768px) {
    .topbar {
        display: none;
    }
}

/* ─── HEADER ─────────────────────────────────────────────────── */
@media (max-width: 992px) {
    .header-inner {
        padding: 8px 0;
    }
    
    /* ====== CHANGED: BIGGER LOGO ON TABLET ====== */
    .logo-img-wrap img {
        width: 300px !important;
        height: auto !important;
        max-width: 80vw !important;
    }
    
    .hamburger {
        display: flex !important;
    }
    .main-nav {
        display: none;
    }
    .main-nav.mobile-open {
        display: flex !important;
        flex-direction: column;
        position: fixed;
        top: 0;
        left: 0;
        bottom: 0;
        width: 300px;
        background: var(--white);
        z-index: 9999;
        padding: 80px 20px 30px;
        overflow-y: auto;
        box-shadow: var(--shadow-lg);
        animation: slideIn 0.3s var(--ease);
    }
    .main-nav.mobile-open > li {
        width: 100%;
    }
    .main-nav.mobile-open > li > a {
        padding: 12px 16px;
        justify-content: space-between;
        border-bottom: 1px solid var(--gray-100);
    }
    .main-nav.mobile-open .dropdown-menu,
    .main-nav.mobile-open .mega-menu {
        position: static;
        opacity: 1;
        visibility: visible;
        transform: none;
        box-shadow: none;
        border: none;
        background: var(--gray-50);
        border-radius: var(--r-sm);
        display: none;
        margin-top: 4px;
        padding: 4px 0 4px 16px;
        width: 100%;
    }
    .main-nav.mobile-open .has-dropdown.open .dropdown-menu,
    .main-nav.mobile-open .has-mega.open .mega-menu {
        display: block;
    }
    .main-nav.mobile-open .mega-menu-grid {
        grid-template-columns: 1fr !important;
        padding: 12px;
    }
    .main-nav.mobile-open .mega-col {
        border-right: none;
        padding: 0;
    }
    .header-actions .btn-member {
        display: none;
    }
    .header-actions .btn-login {
        padding: 6px 14px;
        font-size: 12px;
    }
}

@media (max-width: 576px) {
    /* ====== CHANGED: BIGGER LOGO ON MOBILE ====== */
    .logo-img-wrap img {
        width: 200px !important;
        height: auto !important;
        max-width: 70vw !important;
    }
    
    .header-actions .btn-login span {
        display: none;
    }
    .header-actions .btn-login i {
        margin: 0;
    }
    .header-icon-btn {
        width: 32px;
        height: 32px;
        font-size: 13px;
    }
}

/* ─── HERO SLIDER ───────────────────────────────────────────── */
@media (max-width: 1024px) {
    .hero-slide {
        min-height: 500px;
    }
    .hero-content {
        max-width: 100%;
        padding: 60px 0;
        text-align: center;
    }
    .hero-content p {
        max-width: 100%;
        margin: 0 auto;
    }
    .hero-badge {
        margin: 0 auto 20px;
    }
    .hero-ctas {
        justify-content: center;
    }
    .hero-stats {
        justify-content: center;
    }
    .hero-cards-side {
        display: none !important;
    }
    .slider-prev, .slider-next {
        width: 36px;
        height: 36px;
        font-size: 12px;
    }
}

@media (max-width: 768px) {
    .hero-slide {
        min-height: 420px;
        padding: 30px 0;
    }
    .hero-content h2 {
        font-size: 28px !important;
        line-height: 1.2;
    }
    .hero-content p {
        font-size: 14px !important;
    }
    .hero-ctas {
        flex-direction: column;
        align-items: center;
        gap: 10px;
    }
    .hero-ctas a {
        width: 100%;
        max-width: 280px;
        justify-content: center;
        font-size: 13px;
        padding: 12px 20px;
    }
    .hero-stats {
        gap: 12px;
        flex-wrap: wrap;
    }
    .hero-stat {
        flex: 0 0 calc(50% - 6px);
        text-align: center;
    }
    .hero-stat .h-num {
        font-size: 18px !important;
    }
    .hero-stat .h-label {
        font-size: 10px !important;
    }
    .hero-stat-sep {
        display: none;
    }
    .slider-dots {
        bottom: 12px;
    }
    .slider-dot {
        width: 6px;
        height: 6px;
    }
    .slider-dot.active {
        width: 20px;
    }
    .slide-counter, .slider-progress-wrap {
        display: none !important;
    }
}

@media (max-width: 480px) {
    .hero-slide {
        min-height: 380px;
        padding: 20px 0;
    }
    .hero-content h2 {
        font-size: 22px !important;
    }
    .hero-content p {
        font-size: 13px !important;
    }
    .hero-badge {
        font-size: 10px !important;
        padding: 4px 12px;
    }
    .hero-ctas a {
        font-size: 12px;
        padding: 10px 16px;
        max-width: 100%;
    }
    .hero-stat {
        flex: 0 0 100%;
    }
    .slider-prev, .slider-next {
        width: 28px;
        height: 28px;
        font-size: 10px;
    }
}

/* ─── QUICK SERVICES ────────────────────────────────────────── */
@media (max-width: 992px) {
    .quick-services-wrap {
        grid-template-columns: repeat(3, 1fr);
        margin-top: -30px;
    }
    .quick-card {
        padding: 20px 12px;
    }
    .quick-card:nth-child(3) {
        border-right: none;
    }
    .quick-card:nth-child(4) {
        border-bottom: none;
    }
    .quick-card:nth-child(5) {
        border-bottom: none;
        border-right: none;
    }
}

@media (max-width: 768px) {
    .quick-services-wrap {
        grid-template-columns: repeat(2, 1fr);
        margin-top: -20px;
        border-radius: 16px;
    }
    .quick-card {
        padding: 16px 12px;
        border-right: 1px solid var(--border);
        border-bottom: 1px solid var(--border);
    }
    .quick-card:nth-child(2) {
        border-right: none;
    }
    .quick-card:nth-child(3) {
        border-bottom: none;
    }
    .quick-card:nth-child(4) {
        border-right: none;
        border-bottom: none;
    }
    .quick-card:nth-child(5) {
        display: none;
    }
    .qc-icon {
        width: 44px;
        height: 44px;
        font-size: 18px;
        border-radius: 12px;
    }
    .quick-card h4 {
        font-size: 12px;
    }
    .quick-card p {
        font-size: 10px;
    }
}

@media (max-width: 480px) {
    .quick-services-wrap {
        grid-template-columns: 1fr 1fr;
        gap: 0;
        margin-top: -16px;
    }
    .quick-card {
        padding: 14px 10px;
    }
    .qc-icon {
        width: 38px;
        height: 38px;
        font-size: 16px;
        border-radius: 10px;
    }
    .quick-card h4 {
        font-size: 11px;
    }
}

/* ─── STATS ──────────────────────────────────────────────────── */
@media (max-width: 992px) {
    .stats-grid {
        grid-template-columns: repeat(3, 1fr);
        gap: 14px;
    }
}

@media (max-width: 768px) {
    .stats-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 12px;
    }
    .stat-card {
        padding: 20px 14px;
    }
    .stat-num {
        font-size: 20px !important;
    }
}

@media (max-width: 480px) {
    .stats-grid {
        grid-template-columns: 1fr 1fr;
        gap: 10px;
    }
    .stat-card {
        padding: 16px 10px;
    }
    .stat-icon {
        width: 36px;
        height: 36px;
        font-size: 16px;
        margin-bottom: 8px;
    }
    .stat-num {
        font-size: 16px !important;
    }
    .stat-unit {
        font-size: 11px;
    }
    .stat-label {
        font-size: 10px;
    }
}

/* ─── PRODUCTS ───────────────────────────────────────────────── */
@media (max-width: 992px) {
    .products-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 18px;
    }
}

@media (max-width: 768px) {
    .products-grid {
        grid-template-columns: 1fr 1fr;
        gap: 14px;
    }
    .product-icon-area {
        height: 100px;
        font-size: 36px;
    }
    .product-body {
        padding: 16px;
    }
    .product-body h4 {
        font-size: 14px;
    }
    .product-body p {
        font-size: 12px;
    }
}

@media (max-width: 480px) {
    .products-grid {
        grid-template-columns: 1fr;
        gap: 14px;
    }
    .product-icon-area {
        height: 80px;
        font-size: 28px;
    }
}

/* ─── GALLERY ────────────────────────────────────────────────── */
@media (max-width: 992px) {
    .gallery-grid {
        grid-template-columns: repeat(3, 1fr);
    }
    .gallery-item.span-2 {
        grid-column: span 1;
        aspect-ratio: 1;
    }
}

@media (max-width: 768px) {
    .gallery-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 10px;
    }
    .gallery-filter {
        justify-content: center;
        flex-wrap: wrap;
    }
    .gf-btn {
        font-size: 12px;
        padding: 6px 14px;
    }
}

@media (max-width: 480px) {
    .gallery-grid {
        grid-template-columns: 1fr 1fr;
        gap: 8px;
    }
    .gallery-overlay span {
        font-size: 11px;
    }
    .gallery-zoom {
        width: 28px;
        height: 28px;
        font-size: 11px;
    }
}

/* ─── NEWS ───────────────────────────────────────────────────── */
@media (max-width: 992px) {
    .news-layout {
        grid-template-columns: 1fr;
        gap: 24px;
    }
}

@media (max-width: 768px) {
    .nf-img {
        height: 200px;
    }
    .nf-body h3 {
        font-size: 17px;
    }
    .news-card {
        flex-direction: column !important;
    }
    .nc-img {
        width: 100% !important;
        height: 150px !important;
    }
}

/* ─── TESTIMONIALS ──────────────────────────────────────────── */
@media (max-width: 768px) {
    .testimonial-card {
        width: 100% !important;
        flex: 0 0 100% !important;
    }
    .testimonials-track {
        flex-direction: column;
        gap: 16px;
    }
    .carousel-nav {
        display: none;
    }
    .testimonials-dots {
        display: flex !important;
        justify-content: center;
        gap: 8px;
        margin-top: 16px;
    }
    .testimonials-dot {
        width: 10px;
        height: 10px;
        border-radius: 50%;
        background: var(--border);
        cursor: pointer;
        transition: all var(--dur);
    }
    .testimonials-dot.active {
        background: var(--primary);
        width: 30px;
        border-radius: 5px;
    }
}

/* ─── CONTACT CTA ───────────────────────────────────────────── */
@media (max-width: 992px) {
    .cta-cards {
        grid-template-columns: repeat(2, 1fr) !important;
        gap: 16px !important;
    }
}

@media (max-width: 768px) {
    .cta-cards {
        grid-template-columns: 1fr !important;
        gap: 14px !important;
    }
    .cta-content h2 {
        font-size: 28px !important;
    }
    .cta-content p {
        font-size: 14px;
    }
    .cta-card {
        padding: 24px 18px;
    }
}

/* ─── FOOTER ──────────────────────────────────────────────────── */
@media (max-width: 992px) {
    .footer-grid {
        grid-template-columns: 1fr 1fr;
        gap: 32px;
    }
}

@media (max-width: 768px) {
    .footer-grid {
        grid-template-columns: 1fr;
        gap: 28px;
    }
    .footer-brand {
        text-align: center;
    }
    .footer-brand .footer-social {
        justify-content: center;
    }
    .footer-col {
        text-align: center;
    }
    .footer-col h4::after {
        left: 50%;
        transform: translateX(-50%);
    }
    .footer-col ul li a {
        justify-content: center;
    }
    .footer-bottom-inner {
        flex-direction: column;
        text-align: center;
        gap: 12px;
    }
    .footer-bottom-links {
        justify-content: center;
    }
    .newsletter-input {
        flex-direction: column;
    }
    .newsletter-input button {
        width: 100%;
    }
}

/* ─── FLOATING BUTTONS ──────────────────────────────────────── */
@media (max-width: 768px) {
    .floating-btns {
        bottom: 16px;
        right: 12px;
        gap: 8px;
    }
    .float-btn {
        width: 40px !important;
        height: 40px !important;
        font-size: 15px !important;
    }
}

@media (max-width: 480px) {
    .floating-btns {
        bottom: 12px;
        right: 8px;
        gap: 6px;
    }
    .float-btn {
        width: 34px !important;
        height: 34px !important;
        font-size: 13px !important;
    }
}

/* ─── POPUP ──────────────────────────────────────────────────── */
@media (max-width: 576px) {
    .popup-overlay {
        padding: 10px;
        align-items: flex-start;
        padding-top: 40px;
    }
    .popup-box {
        max-width: 100% !important;
        width: 98% !important;
        max-height: 92vh !important;
        margin: 0 auto !important;
        border-radius: 16px !important;
        overflow-y: auto;
    }
    .popup-header {
        padding: 14px 16px !important;
        position: sticky;
        top: 0;
        z-index: 10;
    }
    .popup-header h3 {
        font-size: 14px !important;
    }
    .popup-close {
        width: 28px !important;
        height: 28px !important;
        font-size: 12px !important;
    }
    .popup-img {
        max-height: 160px !important;
    }
    .popup-body {
        padding: 14px 16px !important;
        max-height: 220px !important;
        overflow-y: auto;
    }
    .popup-body p {
        font-size: 13px !important;
        line-height: 1.6 !important;
    }
    .popup-footer {
        padding: 12px 16px !important;
        gap: 6px !important;
        flex-wrap: wrap !important;
        position: sticky;
        bottom: 0;
        background: #fff;
    }
    .popup-dont-show {
        font-size: 11px !important;
        width: 100%;
        order: 1;
    }
    .popup-btn-dismiss {
        font-size: 12px !important;
        padding: 6px 14px !important;
        order: 2;
    }
    .popup-btn-pdf {
        font-size: 12px !important;
        padding: 6px 14px !important;
        order: 3;
    }
    .popup-btn-primary {
        font-size: 12px !important;
        padding: 6px 14px !important;
        order: 4;
    }
}

/* ─── GENERAL ────────────────────────────────────────────────── */
@media (max-width: 768px) {
    .container {
        padding: 0 16px;
    }
    .sec-head {
        text-align: center;
    }
    .sec-head h2 {
        font-size: 24px !important;
    }
    .sec-head p {
        font-size: 14px !important;
    }
    .sec-row {
        flex-direction: column;
        gap: 15px;
        align-items: center !important;
    }
    .sec-head-left {
        text-align: center !important;
    }
    .sec-head-left .sec-line {
        margin-left: auto !important;
    }
    .view-all {
        margin-top: 0;
    }
    .section-pad {
        padding: 50px 0 !important;
    }
}

@media (max-width: 480px) {
    .container {
        padding: 0 12px;
    }
    .sec-head h2 {
        font-size: 20px !important;
    }
    .sec-badge {
        font-size: 10px !important;
        padding: 4px 10px !important;
    }
    .section-pad {
        padding: 40px 0 !important;
    }
}

/* ─── UTILITY CLASSES ───────────────────────────────────────── */
@media (max-width: 768px) {
    .text-center-mobile {
        text-align: center !important;
    }
    .hide-mobile {
        display: none !important;
    }
    .show-mobile {
        display: block !important;
    }
    .flex-column-mobile {
        flex-direction: column !important;
    }
}

@media (max-width: 480px) {
    .text-center-phone {
        text-align: center !important;
    }
    .hide-phone {
        display: none !important;
    }
    .show-phone {
        display: block !important;
    }
}

/* ─── ANIMATIONS ────────────────────────────────────────────── */
@keyframes slideIn {
    from { transform: translateX(-100%); opacity: 0; }
    to { transform: translateX(0); opacity: 1; }
}