/* ============================================================
   SAHARA NEPAL — Banking Components CSS (banking.css)
   Additional premium banking-specific UI components
   ============================================================ */

/* ─── CALCULATOR WIDGET ENHANCED ────────────────────────────── */
.calc-tab-wrap{display:flex;gap:8px;margin-bottom:28px;flex-wrap:wrap}
.calc-tab{padding:8px 20px;border-radius:var(--r-full);font-size:13px;font-weight:600;border:1.5px solid rgba(255,255,255,0.2);color:rgba(255,255,255,0.65);transition:all var(--dur);cursor:pointer;background:transparent}
.calc-tab.active,.calc-tab:hover{background:var(--gold);color:var(--navy);border-color:var(--gold)}
.calc-input-group{position:relative}
.calc-input-group input[type="number"]{width:100%;padding:13px 18px;background:rgba(255,255,255,0.08);border:1.5px solid rgba(255,255,255,0.18);border-radius:var(--r-md);color:#fff;font-size:15px;font-weight:600;transition:border-color var(--dur)}
.calc-input-group input[type="number"]:focus{border-color:var(--gold);background:rgba(255,255,255,0.12)}
.calc-input-group input[type="number"]::placeholder{color:rgba(255,255,255,0.3);font-weight:400}
.calc-input-group .calc-prefix{position:absolute;left:14px;top:50%;transform:translateY(-50%);color:rgba(255,255,255,0.5);font-size:13px;font-weight:600;pointer-events:none}
.calc-input-group.has-prefix input{padding-left:50px}
.calc-input-group .calc-suffix{position:absolute;right:14px;top:50%;transform:translateY(-50%);color:rgba(255,255,255,0.45);font-size:12.5px;font-weight:600;pointer-events:none}
.calc-result-highlight{background:linear-gradient(135deg,rgba(244,180,0,0.15),rgba(244,180,0,0.08));border:1px solid rgba(244,180,0,0.3);border-radius:var(--r-lg);padding:20px;text-align:center;margin-top:4px}
.calc-result-highlight .cri-label{font-size:12.5px;color:rgba(255,255,255,0.7);margin-bottom:6px}
.calc-result-highlight .cri-value{font-size:32px;font-weight:800;color:var(--gold-light);letter-spacing:-0.5px}
.calc-breakdown{margin-top:18px;display:grid;grid-template-columns:1fr 1fr;gap:12px}
.calc-breakdown-item{background:rgba(255,255,255,0.06);border-radius:var(--r-md);padding:14px;text-align:center;border:1px solid rgba(255,255,255,0.08)}
.calc-breakdown-item .cb-label{font-size:11px;color:rgba(255,255,255,0.5);margin-bottom:4px;text-transform:uppercase;letter-spacing:0.8px}
.calc-breakdown-item .cb-value{font-size:17px;font-weight:700;color:rgba(255,255,255,0.9)}

/* ─── TIMELINE ENHANCED ──────────────────────────────────────── */
.timeline-header-flex{display:flex;align-items:center;justify-content:space-between;margin-bottom:36px;flex-wrap:wrap;gap:16px}
.timeline-hint{font-size:12.5px;color:var(--text-3);display:flex;align-items:center;gap:6px}
.timeline-hint i{color:var(--primary);font-size:12px}
.timeline-scroll::-webkit-scrollbar{height:5px}
.timeline-scroll::-webkit-scrollbar-track{background:var(--gray-100);border-radius:3px}
.timeline-scroll::-webkit-scrollbar-thumb{background:var(--primary);border-radius:3px;opacity:0.5}
.timeline-item.gold-item .timeline-card{border-color:rgba(244,180,0,0.3);box-shadow:0 0 0 1px rgba(244,180,0,0.2)}
.timeline-item.gold-item .timeline-card .tc-icon{background:var(--gold-light);color:var(--gold-dark)}
.timeline-item.gold-item::before{background:var(--gold);box-shadow:0 0 0 4px rgba(244,180,0,0.2)}

/* ─── TESTIMONIAL CAROUSEL ENHANCED ─────────────────────────── */
.testimonials-outer{position:relative}
.testimonials-fade-left,.testimonials-fade-right{position:absolute;top:0;bottom:0;width:80px;z-index:10;pointer-events:none}
.testimonials-fade-left{left:0;background:linear-gradient(90deg,var(--white),transparent)}
.testimonials-fade-right{right:0;background:linear-gradient(-90deg,var(--white),transparent)}
.tc-verified{display:flex;align-items:center;gap:4px;font-size:11px;color:var(--primary);font-weight:600;margin-top:4px}
.tc-verified i{font-size:10px}
.testimonials-dots{display:flex;justify-content:center;gap:6px;margin-top:20px}
.testimonials-dot{width:8px;height:8px;border-radius:50%;background:var(--border);cursor:pointer;transition:all 0.3s}
.testimonials-dot.active{width:24px;border-radius:4px;background:var(--primary)}

/* ─── PARTNER CAROUSEL ENHANCED ─────────────────────────────── */
.partners-section .sec-divider{width:40px;height:2px;background:var(--gold);margin:10px auto 0}
.partners-track-wrapper{position:relative}
.partners-track-2{display:flex;gap:36px;animation:marqueeLeft 32s linear infinite reverse;width:max-content;margin-top:20px}

/* ─── FLOATING BUTTON CLUSTER ENHANCED ──────────────────────── */
.float-btn-label{position:absolute;right:60px;background:var(--navy);color:#fff;padding:5px 12px;border-radius:var(--r-sm);font-size:11.5px;font-weight:600;white-space:nowrap;opacity:0;transition:opacity var(--dur);pointer-events:none}
.float-btn:hover .float-btn-label{opacity:1}
.float-btn{position:relative}
.float-btns-group{display:flex;flex-direction:column;gap:10px;opacity:0;transform:translateY(10px);transition:all 0.3s var(--ease);pointer-events:none}
.float-btns-group.visible{opacity:1;transform:translateY(0);pointer-events:auto}
.float-toggle-btn{width:52px;height:52px;border-radius:50%;background:linear-gradient(135deg,var(--primary-dark),var(--primary-light));color:#fff;display:flex;align-items:center;justify-content:center;cursor:pointer;box-shadow:0 6px 24px rgba(11,122,51,0.4);transition:all var(--dur)}
.float-toggle-btn:hover{transform:scale(1.08)}
.float-toggle-btn i{transition:transform 0.3s var(--ease)}
.float-toggle-btn.open i{transform:rotate(45deg)}

/* ─── NOTIFICATION PANEL ENHANCED ───────────────────────────── */
.notif-wrapper{position:relative}
.notif-panel-tabs{display:flex;gap:4px;padding:8px 12px;border-bottom:1px solid var(--border)}
.notif-panel-tab{flex:1;padding:6px 10px;text-align:center;font-size:12px;font-weight:600;color:var(--text-3);cursor:pointer;border-radius:var(--r-sm);transition:all var(--dur)}
.notif-panel-tab.active,.notif-panel-tab:hover{background:var(--primary-pale);color:var(--primary)}
.notif-footer{padding:12px 18px;text-align:center;border-top:1px solid var(--border)}
.notif-footer a{font-size:12.5px;color:var(--primary);font-weight:600}
.notif-empty{padding:28px;text-align:center;color:var(--text-3);font-size:13.5px}
.notif-empty i{font-size:28px;color:var(--border);display:block;margin-bottom:10px}

/* ─── PROGRESS BAR SLIDER INDICATOR ─────────────────────────── */
.slider-progress-wrap{position:absolute;bottom:0;left:0;right:0;height:4px;background:rgba(255,255,255,0.12);z-index:10;overflow:hidden}
.slider-progress-inner{height:100%;background:linear-gradient(90deg,var(--gold),#fff8c5);width:0%;transition:width 0.1s linear}
.slide-counter{position:absolute;bottom:36px;right:80px;color:rgba(255,255,255,0.6);font-size:13px;font-weight:600;z-index:10}
.slide-counter .current{color:#fff;font-size:22px;font-weight:800;line-height:1}
.slide-counter .total{font-size:13px}

/* ─── MEMBER DASHBOARD PREVIEW CARDS ────────────────────────── */
.member-preview-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:24px}
.mpcard{background:rgba(255,255,255,0.08);border:1px solid rgba(255,255,255,0.12);border-radius:var(--r-lg);padding:20px;transition:all var(--dur)}
.mpcard:hover{background:rgba(255,255,255,0.14)}
.mpcard-icon{width:44px;height:44px;border-radius:12px;background:rgba(255,255,255,0.12);display:flex;align-items:center;justify-content:center;font-size:18px;color:var(--gold-light);margin-bottom:12px}
.mpcard h5{font-size:13px;color:rgba(255,255,255,0.65);margin-bottom:4px}
.mpcard .mpval{font-size:20px;font-weight:800;color:#fff}

/* ─── TOAST NOTIFICATIONS ENHANCED ──────────────────────────── */
.toast{animation:slideInRight 0.35s var(--ease)}
@keyframes slideInRight{from{opacity:0;transform:translateX(60px)}to{opacity:1;transform:translateX(0)}}
.toast-close{width:24px;height:24px;border-radius:50%;background:var(--gray-100);display:flex;align-items:center;justify-content:center;cursor:pointer;font-size:11px;color:var(--text-3);transition:background var(--dur);margin-left:auto;flex-shrink:0}
.toast-close:hover{background:var(--border)}
.toast.leaving{animation:slideOutRight 0.3s var(--ease) forwards}
@keyframes slideOutRight{to{opacity:0;transform:translateX(60px)}}

/* ─── MEGA MENU FEATURED CARDS ───────────────────────────────── */
.mega-col-featured{padding-left:24px;border-left:1px solid var(--border)}
.mega-featured-gold{background:linear-gradient(135deg,var(--gold-dark),var(--gold));border-radius:var(--r-lg);padding:22px;color:var(--navy);position:relative;overflow:hidden;margin-bottom:14px}
.mega-featured-gold::before{content:'';position:absolute;top:-25px;right:-25px;width:90px;height:90px;border-radius:50%;background:rgba(255,255,255,0.15)}
.mega-featured-gold .mf-icon{width:44px;height:44px;background:rgba(0,0,0,0.15);border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:18px;margin-bottom:12px}
.mega-featured-gold h4{font-size:15px;font-weight:800;margin-bottom:5px}
.mega-featured-gold p{font-size:12px;opacity:0.75;line-height:1.4;margin-bottom:14px}
.mega-featured-gold a{display:inline-flex;align-items:center;gap:6px;background:rgba(0,0,0,0.15);color:var(--navy);padding:8px 16px;border-radius:var(--r-full);font-size:12px;font-weight:700;transition:background var(--dur)}
.mega-featured-gold a:hover{background:rgba(0,0,0,0.25)}
.mega-stat-mini{display:flex;gap:12px}
.mega-stat-mini-item{text-align:center;flex:1;background:var(--primary-pale);border-radius:var(--r-md);padding:10px 6px}
.mega-stat-mini-item .msm-num{font-size:15px;font-weight:800;color:var(--primary)}
.mega-stat-mini-item .msm-label{font-size:10.5px;color:var(--text-3)}

/* ─── FORM STYLES ────────────────────────────────────────────── */
.form-group{margin-bottom:18px}
.form-group label{display:block;font-size:13px;font-weight:600;color:var(--text-2);margin-bottom:6px}
.form-control{width:100%;padding:11px 15px;border:1.5px solid var(--border);border-radius:var(--r-md);font-size:14px;color:var(--text);transition:border-color var(--dur),box-shadow var(--dur)}
.form-control:focus{border-color:var(--primary);box-shadow:0 0 0 3px rgba(11,122,51,0.12);outline:none}
.form-control.error{border-color:#ef4444}
.form-error-msg{font-size:12px;color:#ef4444;margin-top:4px;display:flex;align-items:center;gap:4px}
.form-error-msg i{font-size:11px}

/* ─── MEMBER PORTAL PREVIEW SECTION ─────────────────────────── */
.member-preview-cards{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:24px}
.mpcard{background:rgba(255,255,255,0.08);border:1px solid rgba(255,255,255,0.12);border-radius:var(--r-lg);padding:20px;transition:all var(--dur);cursor:default}
.mpcard:hover{background:rgba(255,255,255,0.14);transform:translateY(-3px);box-shadow:0 10px 30px rgba(0,0,0,0.3)}
.mpcard-icon{width:44px;height:44px;border-radius:12px;background:rgba(255,255,255,0.12);display:flex;align-items:center;justify-content:center;font-size:18px;color:var(--gold-light);margin-bottom:12px}
.mpcard h5{font-size:12.5px;color:rgba(255,255,255,0.6);margin-bottom:6px;font-weight:600}
.mpcard .mpval{font-size:18px;font-weight:800;color:#fff;line-height:1.2}

/* Member section responsive */
@media(max-width:1100px){
  .member-preview-cards{grid-template-columns:repeat(3,1fr)}
}
@media(max-width:900px){
  .member-preview-cards{grid-template-columns:repeat(2,1fr)}
}

/* ─── INTRO SECTION RESPONSIVE ───────────────────────────────── */
@media(max-width:992px){
  section [style*="grid-template-columns:1fr 1fr"]{grid-template-columns:1fr !important}
  section [style*="grid-template-columns:360px 1fr"]{grid-template-columns:1fr !important}
}

/* ─── CSR GRID RESPONSIVE ────────────────────────────────────── */
@media(max-width:900px){
  section [style*="grid-template-columns:repeat(4,1fr)"]{grid-template-columns:repeat(2,1fr) !important}
}
@media(max-width:576px){
  section [style*="grid-template-columns:repeat(4,1fr)"]{grid-template-columns:1fr !important}
  .member-preview-cards{grid-template-columns:1fr 1fr}
}

/* ─── APP GRID RESPONSIVE ────────────────────────────────────── */
@media(max-width:900px){
  .app-grid{grid-template-columns:1fr !important;gap:36px}
  .app-phone-wrap{display:none}
  .app-download-side{align-items:center;text-align:center}
}

/* ─── FOOTER MAP ─────────────────────────────────────────────── */
@media(max-width:768px){
  .footer-grid{grid-template-columns:1fr !important}
}

/* ─── ABOUT SECTION OVERLAPPING BADGES FIX ───────────────────── */
@media(max-width:576px){
  [style*="position:absolute;bottom:28px;left:-28px"]{
    left:12px !important;min-width:auto !important;
  }
  [style*="position:absolute;top:20px;right:-16px"]{
    right:8px !important;top:10px !important;
  }
}

/* ─── MESSAGE SECTION CEO REVERSE ON MOBILE ──────────────────── */
@media(max-width:900px){
  .message-grid [style*="order:1"]{order:2 !important}
  .message-grid [style*="order:2"]{order:1 !important}
  .message-grid{grid-template-columns:1fr !important;gap:36px !important}
}

/* ─── HERO SLIDER RESPONSIVE CARD SIDE ──────────────────────── */
@media(max-width:1200px){
  .hero-cards-side{right:20px;width:240px}
}
@media(max-width:992px){
  .hero-cards-side{display:none}
}

/* ─── QUICK SERVICES RESPONSIVE ─────────────────────────────── */
@media(max-width:768px){
  .quick-services-wrap{grid-template-columns:repeat(3,1fr) !important}
}
@media(max-width:480px){
  .quick-services-wrap{grid-template-columns:1fr 1fr !important}
}

/* ─── CONTACT CTA CARDS RESPONSIVE ──────────────────────────── */
@media(max-width:768px){
  .cta-cards{grid-template-columns:1fr !important}
}

/* ─── MEMBER PORTAL SECTION STICKY FIX ──────────────────────── */
@media(max-width:900px){
  [style*="position:sticky;top:100px"]{position:static !important}
}

/* ─── LOAN SECTION TAB WRAP ──────────────────────────────────── */
.loan-section .loan-tab-wrap{display:flex;flex-wrap:wrap;gap:6px;margin-bottom:32px}

/* ─── ENHANCED POPUP ANIMATION ───────────────────────────────── */
@keyframes popupSlideIn{
  from{opacity:0;transform:scale(0.88) translateY(20px)}
  to{opacity:1;transform:scale(1) translateY(0)}
}
.popup-box{animation:popupSlideIn 0.4s cubic-bezier(0.34,1.56,0.64,1)}

/* ─── HERO BADGE PULSE ────────────────────────────────────────── */
.hero-badge{animation:heroFadeIn 0.8s var(--ease) 0.2s both}
@keyframes heroFadeIn{from{opacity:0;transform:translateY(-10px)}to{opacity:1;transform:translateY(0)}}

/* ─── STAT CARD NUMBER COLOR OVERRIDE ───────────────────────── */
.stat-card .stat-num{transition:color 0.3s}
.stat-card:hover .stat-num{color:var(--gold-light)}

/* ─── NOTICE ITEM HOVER ICON ─────────────────────────────────── */
.notice-item .notice-pdf-btn{flex-shrink:0}

/* ─── TESTIMONIAL CAROUSEL RESPONSIVE ───────────────────────── */
@media(max-width:768px){
  .testimonial-card{width:100% !important}
}

/* ─── BACK TO TOP BUTTON VISIBLE ────────────────────────────── */
.float-btn-top{display:none}
.float-btn-top[style*="flex"]{display:flex !important}

/* ─── SEARCH INPUT PLACEHOLDER COLOR ────────────────────────── */
#searchInput::placeholder{color:var(--text-3)}

/* ─── GALLERY LIGHTBOX ANIMATION ────────────────────────────── */
#galleryLightbox{animation:fadeIn 0.2s var(--ease)}
.lb-inner{animation:slideUp 0.3s var(--ease)}

/* ─── SMOOTH SCROLL OFFSET FOR STICKY HEADER ────────────────── */
[id]{scroll-margin-top:90px}

/* ─── FOCUS VISIBLE STYLING (WCAG) ──────────────────────────── */
:focus-visible{outline:2px solid var(--primary);outline-offset:2px;border-radius:4px}

/* ─── PRINT STYLES ───────────────────────────────────────────── */
@media print{
  .site-header,.topbar,.floating-btns,.popup-overlay,.search-overlay,.hero-slider,.toast-container{display:none !important}
  body{font-size:12pt;color:#000}
  a{color:#000;text-decoration:underline}
}

/* ══════════════════════════════════════════════════════════
   MEMBER HIGHLIGHTS SECTION — Complete Premium Styles
   ══════════════════════════════════════════════════════════ */

/* Member Stats Row */
.member-stats-row{display:grid;grid-template-columns:repeat(6,1fr);gap:18px;margin-bottom:8px}
.member-stat-item{background:var(--white);border-radius:var(--r-lg);padding:24px 18px;text-align:center;border:1px solid var(--border);transition:all var(--dur);position:relative;overflow:hidden}
.member-stat-item::before{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--primary),var(--primary-light))}
.member-stat-item:nth-child(2)::before{background:linear-gradient(90deg,var(--gold-dark),var(--gold))}
.member-stat-item:nth-child(3)::before{background:linear-gradient(90deg,#2563eb,#60a5fa)}
.member-stat-item:nth-child(4)::before{background:linear-gradient(90deg,#db2777,#f9a8d4)}
.member-stat-item:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);border-color:rgba(11,122,51,0.15)}
.msi-icon{width:48px;height:48px;border-radius:14px;display:flex;align-items:center;justify-content:center;font-size:20px;margin:0 auto 12px;transition:all var(--dur)}
.member-stat-item:hover .msi-icon{transform:scale(1.1)}
.msi-num{font-size:22px;font-weight:800;color:var(--text);line-height:1;margin-bottom:4px}
.msi-label{font-size:12px;font-weight:700;color:var(--text-2);margin-bottom:2px}
.msi-sub{font-size:11px;color:var(--text-3)}

/* Member Benefits Grid */
.member-benefits-grid{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}

/* Benefit list items */
.member-benefit-list{display:flex;flex-direction:column;gap:18px}
.mb-item{display:flex;align-items:flex-start;gap:16px;padding:18px 20px;background:var(--white);border-radius:var(--r-lg);border:1px solid var(--border);transition:all var(--dur)}
.mb-item:hover{border-color:rgba(11,122,51,0.2);box-shadow:var(--shadow-sm);transform:translateX(4px)}
.mb-icon{width:46px;height:46px;border-radius:13px;display:flex;align-items:center;justify-content:center;font-size:19px;flex-shrink:0;transition:all var(--dur)}
.mb-item:hover .mb-icon{transform:scale(1.08)}
.mb-item h5{font-size:14px;font-weight:700;color:var(--text);margin-bottom:4px;line-height:1.3}
.mb-item p{font-size:13px;color:var(--text-3);line-height:1.55}
.mb-item p strong{color:var(--primary);font-weight:700}

/* Membership type cards */
.member-type-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:20px}
.member-type-card{background:var(--white);border-radius:var(--r-lg);padding:22px 20px;border:1.5px solid var(--border);transition:all var(--dur);position:relative;overflow:hidden}
.member-type-card::before{content:'';position:absolute;top:0;left:0;right:0;height:4px}
.mt-regular::before{background:linear-gradient(90deg,var(--primary-dark),var(--primary-light))}
.mt-nominal::before{background:linear-gradient(90deg,#1e40af,#60a5fa)}
.mt-special::before{background:linear-gradient(90deg,#be185d,#f9a8d4)}
.mt-youth::before{background:linear-gradient(90deg,var(--gold-dark),var(--gold))}
.member-type-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-md)}
.mt-regular:hover{border-color:rgba(11,122,51,0.3)}
.mt-nominal:hover{border-color:rgba(37,99,235,0.3)}
.mt-special:hover{border-color:rgba(219,39,119,0.3)}
.mt-youth:hover{border-color:rgba(244,180,0,0.4)}
.mtc-icon{width:42px;height:42px;border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:17px;margin-bottom:12px}
.mt-regular .mtc-icon{background:var(--primary-pale);color:var(--primary)}
.mt-nominal .mtc-icon{background:#eff6ff;color:#2563eb}
.mt-special .mtc-icon{background:#fce7f3;color:#db2777}
.mt-youth .mtc-icon{background:var(--gold-light);color:var(--gold-dark)}
.member-type-card h4{font-size:14.5px;font-weight:800;color:var(--text);margin-bottom:6px}
.member-type-card p{font-size:12.5px;color:var(--text-3);line-height:1.55;margin-bottom:12px}
.mtc-tag{display:inline-flex;align-items:center;background:var(--gray-100);color:var(--text-2);font-size:11px;font-weight:700;padding:3px 10px;border-radius:var(--r-full);border:1px solid var(--border);margin-bottom:12px}
.member-type-card a{display:inline-flex;align-items:center;gap:5px;color:var(--primary);font-size:12.5px;font-weight:700;transition:gap var(--dur)}
.mt-nominal a{color:#2563eb}
.mt-special a{color:#db2777}
.mt-youth a{color:var(--gold-dark)}
.member-type-card a:hover{gap:9px}

/* Member registration steps */
.member-steps-box{background:linear-gradient(135deg,var(--primary-dark),var(--primary));border-radius:var(--r-lg);padding:24px 22px;position:relative;overflow:hidden}
.member-steps-box::before{content:'';position:absolute;top:-40px;right:-40px;width:140px;height:140px;border-radius:50%;background:rgba(255,255,255,0.06)}
.member-steps-box>[style]{color:rgba(255,255,255,0.85) !important}
.member-step{display:flex;align-items:flex-start;gap:14px;margin-bottom:14px;position:relative;z-index:1}
.member-step:last-child{margin-bottom:0}
.ms-num{width:28px;height:28px;border-radius:8px;background:var(--gold);color:var(--navy);font-size:13px;font-weight:800;display:flex;align-items:center;justify-content:center;flex-shrink:0;box-shadow:0 2px 8px rgba(244,180,0,0.4)}
.member-step div{font-size:13px;color:rgba(255,255,255,0.8);line-height:1.55}
.member-step strong{color:#fff;font-weight:700}

/* Responsive */
@media(max-width:1200px){
  .member-stats-row{grid-template-columns:repeat(3,1fr)}
}
@media(max-width:900px){
  .member-benefits-grid{grid-template-columns:1fr;gap:36px}
  .member-stats-row{grid-template-columns:repeat(2,1fr)}
  .member-type-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:576px){
  .member-stats-row{grid-template-columns:1fr 1fr}
  .member-type-grid{grid-template-columns:1fr}
  .member-benefits-grid{grid-template-columns:1fr}
}

/* ══════════════════════════════════════════════════════════
   LOGO AREA — Updated for wide image logo
   ══════════════════════════════════════════════════════════ */
.logo-img-wrap{width:auto !important;height:auto !important;background:transparent !important;box-shadow:none !important;padding:0 !important;border-radius:0 !important}
.logo-area{gap:0 !important}
.logo-area .logo-img-wrap img{width:245px !important;height:76px !important;object-fit:contain !important;border-radius:0 !important;max-width:none}
@media(max-width:768px){
  .logo-area .logo-img-wrap img{width:170px !important;height:54px !important}
}
@media(max-width:480px){
  .logo-area .logo-img-wrap img{width:140px !important;height:44px !important}
}

/* ══════════════════════════════════════════════════════════
   HEADER NAV — Fix overflow, ensure all items visible
   ══════════════════════════════════════════════════════════ */
.main-nav>li>a{padding:9px 10px !important;font-size:14px !important;font-weight:600 !important;background:none !important;background-color:transparent !important;border-radius:0 !important}
.main-nav>li>a:hover,.main-nav>li.active>a,.has-dropdown.active>a,.has-mega.active>a{background:none !important;background-color:transparent !important;color:#0B7A33 !important;border-bottom:2px solid #0B7A33 !important}
nav[aria-label="Main navigation"]{overflow:visible}

/* CEO photo object position */
.msg-sig-img{object-fit:cover;object-position:center top}

/* sec-badge left aligned variant */
.sec-badge-left{margin-bottom:0;display:inline-flex}

/* ══════════════════════════════════════════════════════════
   MEMBER DIRECTORY TABLE — Premium Styles
   ══════════════════════════════════════════════════════════ */

/* Wrapper */
.member-directory-wrap{background:var(--white);border-radius:var(--r-xl);box-shadow:var(--shadow-md);border:1px solid var(--border);overflow:hidden}

/* Header bar */
.mdir-header{display:flex;align-items:center;justify-content:space-between;padding:24px 28px;border-bottom:1px solid var(--border);background:linear-gradient(135deg,var(--primary-dark),var(--primary));gap:16px;flex-wrap:wrap}
.mdir-title-side{display:flex;align-items:center;gap:16px;flex:1}
.mdir-icon{width:52px;height:52px;border-radius:14px;background:rgba(255,255,255,0.15);display:flex;align-items:center;justify-content:center;font-size:22px;color:#fff;flex-shrink:0}
.mdir-title-side h3{font-size:19px;font-weight:800;color:#fff;margin-bottom:3px}
.mdir-title-side p{font-size:12.5px;color:rgba(255,255,255,0.65);margin:0}
.mdir-controls{display:flex;align-items:center;gap:10px;flex-wrap:wrap}

/* Search input */
.mdir-search-wrap{position:relative;display:flex;align-items:center}
.mdir-search-wrap>i{position:absolute;left:13px;color:rgba(255,255,255,0.5);font-size:13px;pointer-events:none}
.mdir-search-wrap input{background:rgba(255,255,255,0.12);border:1.5px solid rgba(255,255,255,0.2);border-radius:var(--r-full);padding:9px 36px 9px 36px;color:#fff;font-size:13px;font-family:inherit;width:240px;transition:all var(--dur)}
.mdir-search-wrap input::placeholder{color:rgba(255,255,255,0.4)}
.mdir-search-wrap input:focus{outline:none;background:rgba(255,255,255,0.18);border-color:rgba(255,255,255,0.45);width:280px}
.mdir-search-clear{position:absolute;right:10px;width:22px;height:22px;border-radius:50%;background:rgba(255,255,255,0.2);color:#fff;display:flex;align-items:center;justify-content:center;font-size:10px;cursor:pointer;border:none;transition:background var(--dur)}
.mdir-search-clear:hover{background:rgba(255,255,255,0.35)}

/* Filter select */
.mdir-filter-select{background:rgba(255,255,255,0.12);border:1.5px solid rgba(255,255,255,0.2);border-radius:var(--r-full);padding:9px 16px;color:#fff;font-size:13px;font-family:inherit;cursor:pointer;transition:all var(--dur);-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='6'%3E%3Cpath d='M0 0l5 6 5-6z' fill='rgba(255,255,255,0.6)'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center;padding-right:32px}
.mdir-filter-select option{background:#065F46;color:#fff}
.mdir-filter-select:focus{outline:none;border-color:rgba(255,255,255,0.45)}

/* Export / Print buttons */
.mdir-export-btn,.mdir-print-btn{display:flex;align-items:center;gap:6px;padding:9px 16px;border-radius:var(--r-full);font-size:12.5px;font-weight:700;cursor:pointer;border:1.5px solid rgba(255,255,255,0.25);transition:all var(--dur);font-family:inherit}
.mdir-export-btn{background:var(--gold);color:var(--navy);border-color:var(--gold)}
.mdir-export-btn:hover{background:var(--gold-dark);transform:translateY(-1px)}
.mdir-print-btn{background:rgba(255,255,255,0.12);color:#fff}
.mdir-print-btn:hover{background:rgba(255,255,255,0.22)}

/* Result bar */
.mdir-result-bar{display:flex;align-items:center;justify-content:space-between;padding:14px 28px;background:var(--gray-50);border-bottom:1px solid var(--border);flex-wrap:wrap;gap:10px}
.mdir-result-bar span{font-size:13px;color:var(--text-3)}
.mdir-result-bar strong{color:var(--primary)}
.mdir-per-page{display:flex;align-items:center;gap:8px;font-size:13px;color:var(--text-3)}
.mdir-per-page select{border:1.5px solid var(--border);border-radius:var(--r-sm);padding:5px 10px;font-size:13px;font-family:inherit;color:var(--text);background:var(--white);cursor:pointer}
.mdir-per-page select:focus{outline:none;border-color:var(--primary)}

/* Table outer scroll wrapper */
.mdir-table-outer{overflow-x:auto;width:100%;-webkit-overflow-scrolling:touch}
.mdir-table-outer::-webkit-scrollbar{height:4px}
.mdir-table-outer::-webkit-scrollbar-track{background:var(--gray-100)}
.mdir-table-outer::-webkit-scrollbar-thumb{background:var(--primary);border-radius:2px}

/* Table */
.mdir-table{width:100%;border-collapse:collapse;min-width:680px}
.mdir-table thead tr{background:var(--white)}
.mdir-table thead th{padding:14px 20px;font-size:12px;font-weight:800;color:var(--text-2);text-transform:uppercase;letter-spacing:0.8px;border-bottom:2px solid var(--border);white-space:nowrap;cursor:pointer;user-select:none;transition:background var(--dur);position:relative}
.mdir-table thead th:hover{background:var(--primary-pale);color:var(--primary)}
.mdir-table thead th i{margin-right:5px;font-size:11px;color:var(--primary);opacity:0.7}
.sort-icon{margin-left:5px;display:inline-block}
.col-sn{width:64px;text-align:center}
.col-name{min-width:220px}
.col-code{width:120px}
.col-share{width:150px}
.col-address{width:140px}
.col-action{width:72px;text-align:center}

/* Table rows */
.mdir-row{transition:background var(--dur),transform var(--dur)}
.mdir-row:nth-child(even){background:var(--gray-50)}
.mdir-row:nth-child(odd){background:var(--white)}
.mdir-row:hover{background:var(--primary-pale) !important;transform:none}
.mdir-row td{padding:14px 20px;border-bottom:1px solid var(--border);vertical-align:middle;font-size:13.5px;color:var(--text-2)}
.mdir-row:last-child td{border-bottom:none}

/* S.N cell */
.mdir-sn{display:inline-flex;align-items:center;justify-content:center;width:30px;height:30px;border-radius:8px;background:var(--gray-100);font-size:12px;font-weight:800;color:var(--text-3)}
.mdir-row:hover .mdir-sn{background:var(--primary);color:#fff}

/* Name cell */
.mdir-name-cell{display:flex;align-items:center;gap:12px}
.mdir-avatar{width:38px;height:38px;border-radius:10px;display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:800;flex-shrink:0;letter-spacing:0.5px}
.mdir-name{font-size:14px;font-weight:700;color:var(--text);line-height:1.3}
.mdir-member-id{font-size:11px;color:var(--text-3);margin-top:2px}

/* Code badge */
.mdir-code-badge{display:inline-flex;align-items:center;background:var(--primary-pale);color:var(--primary);font-size:12px;font-weight:800;padding:4px 12px;border-radius:var(--r-full);border:1px solid rgba(11,122,51,0.15);letter-spacing:0.3px;font-family:monospace}

/* Share badge */
.mdir-share-badge{display:inline-flex;align-items:center;gap:5px;background:var(--gold-light);color:var(--gold-dark);font-size:12px;font-weight:700;padding:4px 12px;border-radius:var(--r-full);border:1px solid rgba(244,180,0,0.2);font-family:monospace}
.mdir-share-badge i{font-size:10px}

/* Address */
.mdir-address{display:inline-flex;align-items:center;gap:5px;font-size:13px;color:var(--text-2);font-weight:500}
.mdir-address i{color:var(--primary);font-size:11px}

/* View button */
.mdir-view-btn{width:34px;height:34px;border-radius:9px;background:var(--primary-pale);color:var(--primary);border:1.5px solid rgba(11,122,51,0.15);display:flex;align-items:center;justify-content:center;font-size:14px;cursor:pointer;transition:all var(--dur);margin:0 auto}
.mdir-view-btn:hover{background:var(--primary);color:#fff;transform:scale(1.1);box-shadow:var(--shadow-green)}

/* Empty state */
.mdir-empty{padding:56px 24px;flex-direction:column;align-items:center;justify-content:center;text-align:center;gap:14px}
.mdir-empty i{font-size:44px;color:var(--border)}
.mdir-empty p{font-size:15px;color:var(--text-3)}
.mdir-empty button{background:var(--primary);color:#fff;padding:10px 24px;border-radius:var(--r-full);font-size:13.5px;font-weight:700;cursor:pointer;border:none;font-family:inherit;transition:background var(--dur)}
.mdir-empty button:hover{background:var(--primary-dark)}

/* Pagination */
.mdir-pagination{display:flex;align-items:center;justify-content:center;gap:8px;padding:20px 28px;border-top:1px solid var(--border);flex-wrap:wrap;background:var(--white)}
.mpg-btn{display:flex;align-items:center;gap:6px;padding:8px 18px;border-radius:var(--r-full);font-size:13px;font-weight:700;border:1.5px solid var(--border);background:var(--white);color:var(--text-2);cursor:pointer;transition:all var(--dur);font-family:inherit}
.mpg-btn:hover:not(:disabled){background:var(--primary);color:#fff;border-color:var(--primary)}
.mpg-btn:disabled{opacity:0.4;cursor:not-allowed}
.mpg-pages{display:flex;align-items:center;gap:4px;flex-wrap:wrap}
.mpg-num{width:36px;height:36px;border-radius:9px;font-size:13px;font-weight:700;border:1.5px solid var(--border);background:var(--white);color:var(--text-2);cursor:pointer;transition:all var(--dur);font-family:inherit;display:flex;align-items:center;justify-content:center}
.mpg-num:hover{background:var(--primary-pale);border-color:rgba(11,122,51,0.3);color:var(--primary)}
.mpg-num.active{background:var(--primary);color:#fff;border-color:var(--primary);box-shadow:var(--shadow-green)}
.mpg-ellipsis{font-size:14px;color:var(--text-3);padding:0 4px;line-height:36px}

/* Note bar */
.mdir-note{padding:14px 28px;background:var(--gray-50);border-top:1px solid var(--border);font-size:12.5px;color:var(--text-3);display:flex;align-items:center;gap:8px;flex-wrap:wrap}
.mdir-note i{color:var(--primary);font-size:13px;flex-shrink:0}

/* Responsive */
@media(max-width:768px){
  .mdir-header{padding:18px 20px}
  .mdir-search-wrap input{width:180px}
  .mdir-search-wrap input:focus{width:200px}
  .mdir-result-bar{padding:12px 18px}
  .mdir-table thead th,.mdir-row td{padding:12px 14px}
  .mdir-note{padding:12px 18px}
  .mdir-pagination{padding:16px 18px}
  .mdir-export-btn span,.mdir-print-btn span{display:none}
}
@media(max-width:576px){
  .mdir-header{flex-direction:column;align-items:flex-start}
  .mdir-controls{width:100%}
  .mdir-search-wrap input{width:100%}
  .mdir-search-wrap{flex:1}
}

/* Print styles for member table */
@media print{
  .mdir-controls,.mdir-pagination,.mdir-note,.mdir-export-btn,.mdir-print-btn{display:none !important}
  .member-directory-wrap{box-shadow:none;border:1px solid #ccc}
  .mdir-table{font-size:11pt}
}
/* ============================================================
   BANKING COMPONENTS RESPONSIVE
   ============================================================ */

/* ─── CALCULATOR ────────────────────────────────────────────── */
@media (max-width: 992px) {
    .calc-grid {
        grid-template-columns: 1fr;
        gap: 24px;
    }
    .calculator-widget {
        padding: 28px;
    }
    .calc-breakdown {
        grid-template-columns: 1fr 1fr;
    }
}

@media (max-width: 768px) {
    .calculator-widget {
        padding: 20px;
    }
    .calc-result-item .cri-value {
        font-size: 22px;
    }
    .calc-breakdown {
        grid-template-columns: 1fr;
    }
    .calc-tab-wrap {
        justify-content: center;
    }
    .calc-tab {
        font-size: 12px;
        padding: 6px 14px;
    }
}

/* ─── TIMELINE ───────────────────────────────────────────────── */
@media (max-width: 992px) {
    .timeline-track {
        padding: 20px 0 10px;
    }
    .timeline-item {
        padding: 0 20px;
    }
    .timeline-card {
        max-width: 180px;
        padding: 16px 18px;
    }
}

@media (max-width: 768px) {
    .timeline-item {
        padding: 0 16px;
    }
    .timeline-card {
        max-width: 160px;
        padding: 14px 14px;
    }
    .timeline-card .tc-icon {
        width: 36px;
        height: 36px;
        font-size: 14px;
        margin-bottom: 8px;
    }
    .timeline-card h4 {
        font-size: 12px;
    }
    .timeline-card span {
        font-size: 10.5px;
    }
    .timeline-year {
        font-size: 11px;
        padding: 3px 10px;
        margin-bottom: 20px;
    }
    .timeline-item::before {
        top: 34px;
        width: 10px;
        height: 10px;
    }
    .timeline-track::before {
        top: 48px;
    }
    .timeline-header-flex {
        flex-direction: column;
        gap: 12px;
    }
    .timeline-hint {
        display: none !important;
    }
}

@media (max-width: 480px) {
    .timeline-item {
        padding: 0 12px;
    }
    .timeline-card {
        max-width: 140px;
        padding: 12px;
    }
    .timeline-card .tc-icon {
        width: 30px;
        height: 30px;
        font-size: 12px;
        border-radius: 8px;
    }
    .timeline-card h4 {
        font-size: 11px;
    }
    .timeline-card span {
        font-size: 10px;
    }
    .timeline-year {
        font-size: 10px;
        padding: 2px 8px;
        margin-bottom: 16px;
    }
}

/* ─── MEMBER PREVIEW CARDS ──────────────────────────────────── */
@media (max-width: 1100px) {
    .member-preview-cards {
        grid-template-columns: repeat(3, 1fr);
    }
}

@media (max-width: 900px) {
    .member-preview-cards {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 576px) {
    .member-preview-cards {
        grid-template-columns: 1fr 1fr;
    }
}

/* ─── NOTIFICATION PANEL ────────────────────────────────────── */
@media (max-width: 576px) {
    .notif-panel {
        width: 280px;
        right: -60px;
    }
    .notif-panel-tabs {
        flex-direction: column;
        gap: 2px;
    }
}

/* ─── MEMBER STATS ROW ──────────────────────────────────────── */
@media (max-width: 1200px) {
    .member-stats-row {
        grid-template-columns: repeat(3, 1fr);
    }
}

@media (max-width: 900px) {
    .member-stats-row {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 576px) {
    .member-stats-row {
        grid-template-columns: 1fr 1fr;
    }
    .member-stat-item {
        padding: 18px 12px;
    }
    .msi-num {
        font-size: 18px;
    }
    .msi-label {
        font-size: 11px;
    }
}

/* ─── MEMBER BENEFITS GRID ──────────────────────────────────── */
@media (max-width: 900px) {
    .member-benefits-grid {
        grid-template-columns: 1fr;
        gap: 36px;
    }
    .member-type-grid {
        grid-template-columns: 1fr 1fr;
    }
}

@media (max-width: 576px) {
    .member-type-grid {
        grid-template-columns: 1fr;
    }
    .member-benefits-grid {
        grid-template-columns: 1fr;
    }
    .mb-item {
        padding: 14px 16px;
    }
    .mb-item h5 {
        font-size: 13px;
    }
    .mb-item p {
        font-size: 12px;
    }
}

/* ─── MEMBER DIRECTORY ───────────────────────────────────────── */
@media (max-width: 992px) {
    .mdir-header {
        flex-direction: column;
        align-items: stretch !important;
        gap: 16px;
    }
    .mdir-title-side {
        flex-direction: row !important;
    }
    .mdir-controls {
        flex-wrap: wrap;
        gap: 10px;
    }
    .mdir-search-wrap {
        flex: 1 1 100%;
    }
    .mdir-filter-select {
        flex: 1 1 calc(50% - 6px);
    }
}

@media (max-width: 768px) {
    .mdir-table thead {
        display: none;
    }
    .mdir-table tbody tr {
        display: block;
        margin-bottom: 16px;
        border: 1px solid var(--border);
        border-radius: 12px;
        padding: 14px 16px;
        background: var(--white);
    }
    .mdir-table tbody td {
        display: flex !important;
        justify-content: space-between !important;
        align-items: center !important;
        padding: 8px 0 !important;
        border: none !important;
        border-bottom: 1px solid var(--gray-100) !important;
        width: 100% !important;
    }
    .mdir-table tbody td:last-child {
        border-bottom: none !important;
        padding-bottom: 0 !important;
    }
    .mdir-table tbody td::before {
        content: attr(data-label);
        font-weight: 600;
        color: var(--text-3);
        font-size: 12px;
        flex-shrink: 0;
        margin-right: 12px;
    }
    .mdir-result-bar {
        flex-direction: column;
        align-items: flex-start;
        gap: 8px;
    }
    .mdir-pagination {
        flex-wrap: wrap;
        justify-content: center;
        gap: 6px;
    }
    .mpg-btn {
        padding: 6px 12px !important;
        font-size: 12px !important;
    }
    .mpg-num {
        width: 32px !important;
        height: 32px !important;
        font-size: 12px !important;
    }
}

@media (max-width: 480px) {
    .mdir-table tbody tr {
        padding: 10px 12px;
    }
    .mdir-table tbody td {
        font-size: 12px;
        padding: 6px 0 !important;
    }
    .mdir-name {
        font-size: 13px !important;
    }
    .mdir-code-badge,
    .mdir-share-badge {
        font-size: 11px !important;
        padding: 2px 8px !important;
    }
    .mdir-address {
        font-size: 11px !important;
    }
    .mdir-view-btn {
        width: 28px !important;
        height: 28px !important;
        font-size: 11px !important;
    }
}
