Trusted by Thousands Across Nepal
Two decades of financial empowerment through cooperative values and member-first service.
Nepal's Most Trusted Co-operative Society
Established in 2055 B.S. (1998 A.D.) at Tripureshwor, Kathmandu, Sahara Nepal Saving & Credit Co-operative Society Ltd. has grown from a small community initiative to one of Nepal's largest and most trusted cooperative financial institutions.
With over 198,813 members and 80 branches across all seven provinces, we deliver accessible, transparent, and member-focused financial services — from savings and loans to digital banking and health services.
- Regulated by the Department of Cooperatives, Government of Nepal
- Member-owned, democratically governed, dividend-distributing
- Competitive savings rates up to 12% and loan rates from 8%
- Full digital banking platform — mobile app, internet banking & QR pay
Trust
Words from Our Leadership
Building a Prosperous Nepal
Together
Dear Esteemed Members and Well-wishers, it is with immense pride and gratitude that I address you as Chairman of Sahara Nepal Saving & Credit Co-operative Society Ltd. Since our humble founding in 2055 B.S., this institution has been more than a financial organization — it has been a movement of collective prosperity.
Over the past 26 years, we have grown from a small group of like-minded individuals to a powerful cooperative network of over 198,813 members, serving communities across all seven provinces of Nepal. Our journey reflects the strength of unity, trust, and the cooperative spirit that defines our nation's values.
Today, with total savings exceeding Rs. 1,538 Crore and loans disbursed of Rs. 1,285 Crore, we continue to build on our foundational commitment: ensuring that every Nepali citizen, regardless of their economic background, has access to safe savings, affordable credit, and transformative financial services.
Innovation for Member Growth
& Digital Future
As CEO of Sahara Nepal, I am honoured to lead a team of dedicated professionals committed to serving our growing membership with excellence and innovation. The financial landscape is evolving rapidly, and so are we.
We have invested significantly in digital infrastructure — from our mobile banking platform to internet banking, SMS alerts, and QR payment integrations — to ensure our members enjoy convenient, secure, and accessible banking services anywhere in Nepal.
Our branch expansion to 80 locations ensures that even members in remote districts have access to professional financial services. We remain focused on empowering entrepreneurs, supporting agriculture, and nurturing the health and education of every member's family through our comprehensive service portfolio.
Empowering 198,813+ Members
Sahara Nepal is a member-owned cooperative — every member is a shareholder and a partner in our growth.
Member Directory
Showing registered members of Sahara Nepal SACCOS Ltd.
| S.N | Name | Code | Share Number | Action |
|---|
Our Products & Services
Comprehensive financial solutions designed for every member's need.
Regular Savings Account
Earn competitive interest on your regular savings with flexible deposit amounts, easy withdrawals, and free passbook. Rates up to 9% p.a.
Learn MoreLoan Services
Personal, home, vehicle, agriculture, and business loans with minimal documentation, quick processing, and Nepal's most competitive rates from 8%.
Learn MoreDigital Banking
Mobile banking app, internet banking, SMS alerts, QR payments, eSewa & Khalti integration. Bank securely from anywhere, anytime.
Learn MoreHealth Service
Exclusive health benefits for members including discounted medical care at partner hospitals, health insurance, and wellness programs across Nepal.
Learn MoreAgro Business
Specialized agricultural loans, equipment financing, and agro-business support to empower Nepal's farming community with affordable credit solutions.
Learn MoreRemittance Services
Fast and secure international money transfer services. Receive remittances directly to your Sahara Nepal account with the best exchange rates available.
Learn MorePhoto Gallery
Moments from our branches, events, and community activities.
Latest Updates
Stay informed with the latest news, events, and announcements from Sahara Nepal.
Annual General Meeting 2082 — All Members Invited to Head Office Auditorium
The Annual General Meeting (AGM) of Sahara Nepal Saving & Credit Co-operative Society Ltd. is scheduled for Shrawan 15, 2082 B.S. at the Head Office Auditorium, Tripureshwor. Members are requested to bring their membership card and valid identity documents.
Read MoreImportant Notices
Official circulars, public notices and important announcements.
Our Milestones & Achievements
26+ years of excellence recognised nationally and internationally.
Founded
Established at Tripureshwor, Kathmandu10 Branches
Expanded to 10 branches across Bagmati ProvinceBest Cooperative Award
National Cooperative Expo recognition50,000 Members
Surpassed 50,000 registered members milestoneEarthquake Relief
Deployed Rs. 5 Cr relief fund for 2072 earthquake victimsDigital Banking Launch
Launched mobile banking & SMS alerts systemExcellence Award
Nepal Cooperative Excellence Award from MOCIRs. 1,000 Cr Savings
Crossed Rs. 1,000 Crore total savings milestoneBest Savings Cooperative
Best Savings Cooperative Award 2081 from NRB80+ Branches
Expanded to 80+ branches across all 7 provincesWhat Our Members Say
Real stories from our 198,813+ satisfied members across Nepal.
Sahara Nepal has been my financial partner for over 10 years. The loan process was incredibly smooth. The staff at the Tripureshwor branch are always helpful and professional.
The mobile banking app from Sahara Nepal is excellent! I can check my balance, make transfers, and apply for loans from my phone.
I took an agriculture loan for my vegetable farming business and it completely changed my life. Sahara Nepal truly understands the needs of farmers.
The health benefits package for Sahara Nepal members is wonderful. I received significant discounts at partner hospitals.
As a small business owner, the business loan from Sahara Nepal helped me expand my shop. The documentation process was simple and the staff guided me through every step.
Bank on the Go with
Sahara Nepal App
Our secure mobile banking application puts the power of your cooperative account right in your hands — 24 hours a day, 7 days a week.
Real-Time Balance & Transactions
Check your savings, loan, and share balances instantly with live transaction history.
Instant Fund Transfer
Transfer money to any Sahara Nepal account or via Connect IPS, eSewa & Khalti.
Bill Payments & Utilities
Pay electricity, water, phone bills and more directly from the app.
QR Code Payments
Scan any QR code to make instant, secure payments at partner merchants.
Available on
Android & iOS
Free to download. No hidden charges. Requires membership registration.
Our CSR Activities
Giving back to the communities that have trusted and supported us for over 26 years.
Education Support
Annual scholarships to meritorious students from member families. Over 500+ scholarships awarded since inception.
Health Camps
Free health check-up camps organized in rural communities across Nepal. Eye camps, dental camps and general health screenings.
Environmental Programs
Tree plantation drives, clean river campaigns, and awareness programs for sustainable development and environmental protection.
Disaster Relief
Emergency relief funds and direct support to member families affected by natural disasters including floods, earthquakes, and landslides.
Remittance
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Get in Touch with Us
Our team of financial experts is ready to assist you with any queries, account concerns, or loan enquiries — seven days a week.
Call Us
Speak directly with our customer support team at our head office or nearest branch.
01-4123456Email Us
Send us your queries, feedback, or complaints and we'll respond within 24 business hours.
info@saharanepal.com.npVisit Us
Come to our Head Office at Tripureshwor, Kathmandu or any of our 80 branches.
Find Nearest Branch